Job Overview
Director of Embedded Finance & Lending Innovation
đź“Ť Doha, Qatar
đź’Ľ Full-Time | Strategic Product Leadership
đź’° Executive-Level Salary + Long-Term Incentives + Relocation + Elite Benefits
About the Opportunity
A next-generation financial innovation platform is searching for a highly strategic Director of Embedded Finance & Lending Innovation to lead the design and commercialization of advanced lending products integrated seamlessly into digital ecosystems.
This role focuses on transforming how credit is delivered through embedded finance, marketplace lending, SME finance platforms, BNPL ecosystems, and AI-powered credit decisioning. The successful leader will shape lending architecture across consumer finance, merchant finance, invoice financing, and platform-based credit distribution.
This is a premier opportunity for a fintech executive who understands how modern lending products must evolve beyond traditional banking structures into intelligent, frictionless, API-enabled financial experiences.
Primary Responsibilities
• Lead strategy development for embedded lending products across B2B, B2C, and platform-driven finance ecosystems
• Design scalable credit models for BNPL, SME financing, merchant cash advances, invoice financing, and digital consumer lending
• Build API-first lending infrastructure for partner integrations, embedded checkout finance, and marketplace finance platforms
• Oversee underwriting innovation using alternative data, AI decision engines, and automated risk assessment models
• Collaborate with product, compliance, legal, partnerships, and engineering teams to launch lending solutions at scale
• Drive portfolio growth, credit performance, customer acquisition, and lending profitability
• Ensure compliance with Qatar financial regulations and responsible lending frameworks
• Manage funding structures, lending operations, servicing models, and repayment ecosystems
• Optimize customer onboarding journeys and embedded finance conversion rates
• Develop executive strategies for sustainable portfolio growth and lending innovation
Required Expertise
• Degree in Finance, Economics, Fintech, Product Strategy, or equivalent advanced qualification
• 8–12+ years of experience in fintech lending, digital banking, credit products, or embedded finance
• Strong understanding of lending operations, underwriting, credit risk, and alternative finance models
• Experience building digital lending products and embedded finance solutions
• Knowledge of BNPL ecosystems, SME lending frameworks, and platform-based financial services
• Strong commercial strategy, leadership, and execution capability
• Executive presence with the ability to lead large-scale transformation programs
Why Professionals Pursue This Role
This is where fintech meets true innovation. You will redefine how businesses and consumers access capital—faster, smarter, and with less friction—while leading one of the most exciting growth areas in the future of financial services.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
 Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
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