Job Overview
Lead Payment Officer – Lending Disbursement & Embedded Finance Operations
📍 Riyadh, Saudi Arabia
💼 Full-Time | Senior Financial Operations Leadership
💰 Premium Salary Package + Strategic Bonus + Housing + Executive Benefits + Long-Term Career Growth
The Strategic Opportunity
A next-generation financial innovation platform is hiring a highly strategic Lead Payment Officer – Lending Disbursement & Embedded Finance Operations to oversee payment execution, loan disbursements, customer repayments, merchant funding settlements, and operational payment control across embedded finance platforms, SME lending systems, BNPL ecosystems, and digital credit delivery services.
This role focuses on ensuring seamless payment execution across complex lending structures where repayment timing, disbursement accuracy, settlement visibility, and customer trust are critical to operational success.
The successful professional will help shape the financial backbone of modern lending by ensuring that capital moves securely, accurately, and efficiently across rapidly growing lending ecosystems.
This is a leadership opportunity for a payment professional who wants to be at the center of customer financial delivery and operational reliability.
Key Responsibilities
• Manage payment operations across lending systems, repayment workflows, merchant funding platforms, and embedded finance products
• Oversee payment execution involving loan disbursements, customer repayments, merchant settlements, and institutional funding transfers
• Monitor payment schedules, liquidity requirements, repayment timelines, and operational settlement performance
• Reconcile lending transactions, repayment records, treasury movements, and payment reporting outputs
• Investigate payment failures, delayed disbursements, repayment issues, and operational transaction discrepancies
• Collaborate with treasury teams, credit operations, compliance leaders, banking partners, and finance stakeholders
• Improve payment controls, settlement efficiency, and workflow automation across lending and repayment ecosystems
• Support audit readiness, compliance-sensitive payment operations, and governance frameworks
• Prepare payment performance reports, repayment dashboards, and executive financial operations summaries
• Contribute to payment modernization and embedded finance operational optimization programs
Ideal Candidate Profile
• Degree in Finance, Accounting, Economics, Banking, or equivalent qualification
• 5–8+ years of payment operations, lending settlements, reconciliation, or treasury control experience across fintech or banking
• Strong expertise in payment execution, disbursement operations, repayment management, and financial workflow discipline
• Experience supporting lending platforms, merchant funding systems, or embedded finance products
• Strong analytical capability with precision-focused financial operations mindset
• Excellent leadership and stakeholder coordination skills
Why This Role Matters
You will directly influence how customers receive funding, how businesses access working capital, and how lending platforms maintain operational trust.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
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