Job Overview
HEAD OF INTELLIGENT LENDING & CREDIT DECISION SCIENCE
Location: Muscat, Sultanate of Oman
Work Arrangement: Remote (GCC) with Quarterly Executive Meetings
Employment Type: Permanent
Department: Lending Innovation & Credit Intelligence
Industry: Financial Technology | AI Lending | Consumer Finance | SME Finance | Alternative Credit Analytics
About the Role
A rapidly expanding fintech institution is transforming modern lending through advanced analytics, artificial intelligence, and intelligent decision automation.
To accelerate this transformation, the organization is recruiting a highly accomplished Head of Intelligent Lending & Credit Decision Science to build next-generation credit ecosystems capable of delivering faster, more accurate, and data-driven lending decisions across retail, commercial, and SME financial products.
The role combines strategic leadership, advanced analytics, technology innovation, and commercial growth to redefine digital lending excellence.
Compensation
OMR 5,200 – OMR 7,600 Monthly
Executive Benefits
- Annual Leadership Bonus
- Private Family Healthcare
- Remote Work Flexibility
- Home Office Equipment Allowance
- Leadership Coaching
- International Learning Programmes
- Paid Industry Certifications
- Annual Leave Travel Benefit
- Innovation Grant
- Long-Term Career Development Pathway
Key Responsibilities
- Develop enterprise digital lending strategies.
- Lead intelligent credit decision platforms.
- Build predictive lending models.
- Optimize customer approval journeys.
- Improve credit portfolio performance.
- Establish responsible lending frameworks.
- Lead AI-driven underwriting innovation.
- Monitor lending performance metrics.
- Collaborate with product and engineering teams.
- Strengthen lending governance.
- Drive customer acquisition initiatives.
- Enhance financial inclusion programmes.
- Lead multidisciplinary analytical teams.
- Present executive performance insights.
- Support regional business expansion.
Required Qualifications
- Master’s Degree in Finance, Economics, Data Science, Statistics, Computer Science, or Business Administration.
- Minimum 12 years of experience in lending, fintech, banking, analytics, or credit risk.
- Demonstrated leadership in digital lending transformation.
- Strong commercial and analytical decision-making skills.
- Excellent executive presentation and stakeholder management abilities.
Technical Competencies
- Credit Analytics
- Machine Learning
- Financial Modelling
- Python
- SQL
- Decision Engines
- AI Risk Scoring
- Business Intelligence
- Customer Analytics
- Cloud Technologies
- API Integration
- Data Governance
- Portfolio Analytics
- Digital Lending Platforms
Application Invitation
Experienced professionals with a proven record in fintech innovation, digital lending, banking technology, financial analytics, or enterprise transformation are invited to apply. Applicants from GCC countries and international markets with relevant expertise are encouraged to submit their applications.
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
