LEAD PRODUCT OWNER – EMBEDDED FINANCE & DIGITAL LENDING

📍 Location: Muscat, Oman (Remote-First Model)

💼 Employment Type: Permanent

🚀 Career Level: Senior Product Leadership

🏦 Industry: FinTech | Embedded Finance | Digital Lending | Consumer Finance | AI Credit Decisioning | Financial Products

About This Role

An ambitious fintech company is building the next generation of embedded financial services that seamlessly integrate lending, payments, and digital financial products into everyday consumer and business platforms.

We are looking for an experienced Lead Product Owner – Embedded Finance & Digital Lending to define product vision, manage strategic roadmaps, and deliver innovative financial solutions that create frictionless customer experiences while driving sustainable business growth.

This role offers the opportunity to collaborate with engineers, designers, data scientists, risk specialists, and commercial leaders to launch transformative fintech products across the Gulf region.

Key Responsibilities

• Define embedded finance product strategy.
• Develop AI-powered lending experiences.
• Manage end-to-end product lifecycle.
• Prioritize product backlogs using customer insights.
• Collaborate with engineering and UX teams.
• Optimize digital customer onboarding.
• Improve loan origination workflows.
• Monitor product performance using analytics.
• Drive innovation through market research.
• Present product roadmaps to executive leadership.

Qualifications

• Bachelor’s degree in Finance, Business, Computer Science, Information Systems, or related discipline.
• 8+ years in fintech product management or digital financial services.
• Strong understanding of lending technologies and payment ecosystems.
• Experience leading Agile product teams.
• Outstanding communication and stakeholder management skills.

Core Skills

• Product Strategy
• Agile & Scrum
• Embedded Finance
• Digital Lending
• Financial APIs
• Customer Analytics
• SQL
• Power BI
• Cloud Platforms
• API Product Management

Employee Value Proposition

• Attractive international salary package.
• Performance-based incentives.
• Fully remote-first work environment.
• Comprehensive medical insurance.
• Professional development funding.
• Leadership mentoring.
• Paid global fintech events.
• Home-office and technology allowance.
• Generous annual leave.
• Clear pathway to Head of Product or Chief Product Officer roles within a rapidly growing global fintech organization.