Job Overview
Senior Director of Fintech SME Lending Platforms & Intelligent Business Finance Solutions
Riyadh, Riyadh
A rapidly expanding digital finance ecosystem in Saudi Arabia is actively recruiting a Senior Director of Fintech SME Lending Platforms & Intelligent Business Finance Solutions to oversee enterprise commercial lending modernization initiatives, intelligent SME financing ecosystems, and digital business finance transformation programs.
This strategic opportunity is designed for commercially sophisticated fintech professionals with strong expertise in business lending technologies, enterprise financing platforms, predictive credit intelligence systems, and scalable digital financial operations.
The selected candidate will contribute directly to transforming SME financial accessibility through AI-enhanced lending systems, embedded financing infrastructures, intelligent credit analytics platforms, and automated commercial finance ecosystems.
Strategic Responsibilities
- Lead enterprise SME lending transformation initiatives involving digital financing ecosystems, predictive credit intelligence systems, and automated business finance infrastructures.
- Design scalable commercial lending frameworks supporting intelligent underwriting operations, embedded financial services, and digital customer onboarding ecosystems.
- Collaborate with fintech engineers, financial analysts, compliance specialists, and customer operations teams to strengthen enterprise lending capabilities.
- Oversee implementation of AI-powered business finance technologies capable of improving lending accuracy, operational efficiency, and customer financial accessibility.
- Develop governance frameworks supporting responsible commercial lending practices, operational resilience, and enterprise financial transparency.
- Conduct market intelligence analysis focused on SME financing trends, digital lending adoption patterns, and fintech growth opportunities.
- Support enterprise modernization initiatives involving cloud-native lending systems, predictive financial analytics technologies, and intelligent operational reporting platforms.
- Prepare executive dashboards covering lending portfolio performance, customer acquisition metrics, transaction growth indicators, and operational scalability frameworks.
- Coordinate with banking institutions, payment ecosystem partners, and enterprise commercial finance providers regarding strategic lending modernization initiatives.
- Monitor emerging innovations involving intelligent business financing, AI-driven underwriting technologies, and embedded commercial finance ecosystems.
- Mentor lending operations and fintech product teams while promoting enterprise growth excellence and financial innovation culture.
Professional Qualifications
- Bachelor’s or Master’s degree in Finance, Financial Technology, Economics, Business Administration, Data Analytics, or related disciplines.
- 9–14 years of experience in commercial lending, fintech financing ecosystems, business banking operations, or enterprise financial modernization environments.
- Strong expertise in lending technologies, predictive credit analytics systems, digital financial onboarding ecosystems, and operational finance infrastructures.
- Experience working with enterprise transaction systems, commercial finance platforms, and intelligent customer engagement technologies.
- Familiarity with fintech governance standards, operational risk frameworks, and enterprise financial scalability methodologies.
- Strong leadership, strategic negotiation, and executive communication capabilities.
Desired Competencies
- Exceptional SME finance modernization expertise.
- Strong commercial strategy and operational scalability mindset.
- Advanced stakeholder coordination and financial ecosystem leadership abilities.
- Excellent analytical reasoning and enterprise growth planning capabilities.
- Ability to lead large-scale fintech lending transformation programs.
Benefits & Career Advantages
- Attractive tax-free executive salary structure.
- Annual lending growth incentives and strategic leadership bonuses.
- Housing, transportation, and relocation assistance.
- Premium healthcare and family insurance coverage.
- Sponsored global fintech lending conferences and executive certifications.
- Exposure to advanced intelligent business finance infrastructures and enterprise lending ecosystems.
- Long-term leadership progression opportunities within enterprise digital finance divisions.
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