Job Overview
Product Lead — Intelligent Lending Platforms
Location: Kuwait City, Kuwait
Seniority Level: Lead / Product Leadership
Employment Type: Full-time, Permanent
Industry: Fintech, Digital Lending, Consumer Finance, AI Technology
Work Model: Remote-first with regional collaboration
Product Mission
This is a product leadership position for an individual capable of transforming credit, lending, and financial decisioning into highly automated digital experiences.
The Product Lead will own the strategic development of intelligent lending products, balancing customer experience, commercial performance, responsible risk management, data intelligence, and technology execution.
What You Will Own
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Define the product vision and multi-year roadmap for digital lending platforms.
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Identify customer and market opportunities for automated lending solutions.
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Translate customer needs and financial requirements into product specifications.
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Work with engineering and data teams to develop automated decisioning capabilities.
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Design digital application, verification, underwriting, approval, disbursement, and repayment journeys.
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Analyse portfolio performance and customer behaviour to identify product improvements.
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Establish product KPIs covering conversion, approval rates, utilisation, repayment performance, retention, and profitability.
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Lead experimentation and A/B testing across digital lending journeys.
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Collaborate with risk, finance, operations, legal, compliance, engineering, and commercial teams.
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Prioritise product investments based on customer impact, financial performance, technical complexity, and strategic value.
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Monitor competitor developments in digital lending and financial technology.
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Present product strategy and investment recommendations to senior leadership.
Candidate Requirements
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Bachelor’s degree in Business, Finance, Economics, Computer Science, Engineering, or a related discipline.
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7+ years of product-management experience, preferably within fintech, banking, lending, payments, or financial technology.
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Proven experience launching or scaling digital financial products.
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Strong understanding of lending economics, customer journeys, product analytics, and technology delivery.
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Experience working with data-driven decisioning systems is highly desirable.
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Strong stakeholder management and executive communication skills.
Preferred Expertise
Digital Lending | Product Strategy | Credit Technology | Product Analytics | Customer Experience | Agile Delivery | Financial Modelling | AI-Enabled Decisioning
Indicative Compensation
KWD 3,500–5,500 monthly + benefits, based on seniority and product scope.
First-Year Objective
Build a measurable, scalable digital-lending proposition that reduces friction for customers while improving operational efficiency, portfolio intelligence, product economics, and overall platform performance.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
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