Full Time

Principal Digital Finance Infrastructure & Tokenized Payments Architect

  • Remote
  • Specialism :
  • Post Date: June 17, 2026
  • Expires In : 76 Days
  • Apply Before: September 17, 2026
Job Overview

Principal Digital Finance Infrastructure & Tokenized Payments Architect

Saudi Arabia

Role Overview

A nationally significant architecture mandate focused on designing, governing, and evolving the foundational digital financial infrastructure layer that underpins real-time value exchange, tokenized settlement ecosystems, and programmable financial instruments. This role operates at the intersection of sovereign-grade payment systems, distributed ledger orchestration, and next-generation clearing mechanisms designed for high-throughput, low-latency financial environments.

The incumbent will be expected to define reference architectures for multi-rail payment interoperability, tokenized asset settlement layers, and composable financial infrastructure capable of integrating both legacy banking systems and emerging decentralized financial protocols.

Core Mandate

  • Design sovereign-scale digital payment architectures capable of supporting instantaneous cross-institution settlement across heterogeneous financial rails
  • Develop tokenization frameworks for real-world assets, including liquidity abstraction models and programmable compliance logic
  • Engineer interoperability layers between central payment infrastructures, commercial banking APIs, and distributed ledger networks
  • Establish resilience frameworks for systemic financial continuity, including failover settlement pathways and quantum-resilient cryptographic models
  • Define architectural standards for CBDC-adjacent systems and hybrid fiat-digital value environments

Strategic Responsibilities

  • Lead national-scale financial infrastructure blueprinting initiatives
  • Architect multi-layer settlement ecosystems integrating ISO 20022, API-led banking, and blockchain settlement protocols
  • Define governance models for digital asset issuance, custody, and lifecycle control
  • Collaborate with regulatory and monetary authorities on systemic modernization frameworks
  • Drive adoption of programmable money constructs within regulated financial institutions

Required Expertise

  • Deep systems architecture experience in large-scale financial messaging networks
  • Advanced understanding of distributed ledger technologies and cryptographic settlement models
  • Expertise in financial messaging standards (ISO 20022, SWIFT gpi, RTP systems)
  • Experience with tokenization platforms and smart contract orchestration layers
  • Strong background in high-availability, fault-tolerant infrastructure design

Desired Impact

This role shapes the underlying “financial nervous system” of a rapidly digitizing economy, enabling frictionless capital movement, enhanced liquidity efficiency, and programmable financial ecosystems at national scale.

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