Job Overview

Group Chief Product Officer – Digital Wallets, Consumer Payments & Financial Lifestyle Platforms – Saudi Arabia

Position Overview

A rapidly scaling Gulf fintech ecosystem focused on consumer financial innovation is recruiting a Group Chief Product Officer – Digital Wallets, Consumer Payments & Financial Lifestyle Platforms to lead the creation of highly intelligent, customer-centric financial ecosystems serving millions of users across digital payments, embedded commerce, savings, subscriptions, rewards, and lifestyle finance services.

This executive opportunity is intended for a visionary fintech product strategist capable of building market-defining financial experiences through AI-powered engagement systems, scalable payment infrastructures, financial personalization technologies, and integrated digital lifestyle ecosystems.

The selected candidate will oversee enterprise-wide fintech product strategy across mobile financial platforms, digital wallet infrastructures, embedded payment ecosystems, loyalty and rewards technologies, and intelligent consumer engagement environments designed to redefine digital finance accessibility across the Gulf region.

This role combines fintech product innovation, customer experience transformation, platform commercialization, enterprise scalability, and ecosystem growth into one of the organization’s most commercially influential leadership mandates.

Strategic Responsibilities

• Lead enterprise digital wallet and consumer payments product strategy across large-scale fintech ecosystems.
• Design integrated financial lifestyle platforms combining payments, savings, subscriptions, and digital commerce capabilities.
• Build AI-driven personalization systems improving customer engagement and financial interaction quality.
• Oversee embedded payment infrastructure modernization supporting high-volume transaction ecosystems.
• Develop scalable loyalty and rewards frameworks integrated into digital consumer finance environments.
• Coordinate fintech product expansion initiatives targeting underserved and emerging consumer segments.
• Implement advanced customer analytics systems supporting retention optimization and behavioral engagement intelligence.
• Supervise enterprise customer experience transformation across mobile-first financial ecosystems.
• Establish governance frameworks supporting secure, scalable, and regulation-ready fintech product delivery.
• Collaborate with engineering, compliance, analytics, and operations teams on product commercialization initiatives.
• Drive long-term ecosystem monetization strategies involving financial subscriptions and embedded finance capabilities.
• Support strategic partnerships involving merchants, commerce platforms, and digital financial service providers.

Required Expertise Areas

Candidates should demonstrate expertise across:

• Digital wallet ecosystems
• Consumer payment platforms
• Embedded finance technologies
• AI-powered customer personalization
• Fintech product commercialization
• Mobile financial ecosystems
• Customer engagement analytics
• Financial lifestyle platforms
• Payment orchestration infrastructure
• Loyalty and rewards technologies
• Digital commerce integration
• Cloud-native fintech systems
• Product lifecycle management
• Behavioral financial analytics
• Enterprise platform scalability

Experience within fast-scaling consumer fintech ecosystems or enterprise digital finance product transformation programs is highly desirable.

Executive Candidate Profile

The organization seeks a commercially intelligent fintech product executive capable of balancing customer-centric innovation, operational scalability, ecosystem monetization, and long-term strategic growth.

Preferred qualities include:

• Strong fintech product leadership expertise
• Exceptional customer experience reasoning
• Advanced commercial and operational intelligence
• Executive communication and stakeholder management capabilities
• Experience scaling enterprise fintech products internationally
• Deep understanding of consumer digital behavior
• Strong analytical and strategic thinking skills
• Ability to manage multidisciplinary fintech product teams

Compensation & Executive Benefits

• Premium executive fintech compensation package
• Consumer platform growth incentives
• International fintech innovation exposure
• Advanced executive healthcare support
• Flexible executive working structure
• Strategic fintech leadership sponsorship
• Long-term enterprise leadership progression
• Participation in advanced fintech innovation initiatives

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