Job Overview
Position: Remote Fintech Financial Operations & Reconciliation Lead
Location: Kingdom of Saudi Arabia (Remote)
Role Mandate
This role is centered on the integrity and precision of financial operations within a high-volume fintech environment, with a specific emphasis on reconciliation frameworks, ledger accuracy, and transaction validation. The Remote Fintech Financial Operations & Reconciliation Lead will ensure that financial data flows across systems remain consistent, auditable, and fully aligned.
Core Functional Pillars
Pillar 1: Transaction Reconciliation Architecture
- Design and oversee reconciliation processes across payment systems, internal ledgers, and external settlement partners.
- Ensure alignment between transaction records, bank statements, and system-generated reports.
- Implement automated reconciliation tools to minimize manual discrepancies and operational lag.
Pillar 2: Financial Operations Oversight
- Supervise daily financial workflows including transaction posting, settlement confirmation, and exception handling.
- Maintain strict controls over financial data integrity and reporting accuracy.
- Coordinate with cross-functional teams to resolve transaction mismatches and anomalies.
Pillar 3: Exception & Dispute Management
- Develop structured workflows for handling failed transactions, chargebacks, and reconciliation breaks.
- Analyze root causes and implement preventative controls to reduce recurrence.
- Maintain comprehensive audit trails for all exception cases.
Pillar 4: Process Optimization & Automation
- Identify inefficiencies within financial operations and introduce automation frameworks.
- Enhance operational scalability through system improvements and workflow redesign.
- Leverage analytics to improve processing speed and accuracy.
Required Competencies
- Strong experience in financial operations, reconciliation, or fintech back-office systems.
- Deep understanding of ledger systems, settlement processes, and financial controls.
- Analytical mindset with proficiency in data reconciliation tools and financial reporting systems.
Performance Metrics
- Reduction in reconciliation discrepancies.
- Accuracy and timeliness of financial reporting.
- Efficiency improvements in operational workflows.
Strategic Value
This role ensures the financial backbone of fintech platforms remains accurate, transparent, and resilient, supporting trust and operational excellence.
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