Job Overview
Executive Director of AI-Powered Lending & Digital Credit Intelligence
Location: Jeddah, Saudi Arabia
Industry: Fintech Lending / AI Banking / Digital Credit Infrastructure
Employment Type: Senior Executive Role
Work Arrangement: Full-Time Strategic Operations
Strategic Position Introduction
An expanding fintech ecosystem in Saudi Arabia is building one of the region’s most sophisticated digital lending intelligence environments and is seeking an Executive Director of AI-Powered Lending & Digital Credit Intelligence to lead enterprise-scale transformation across next-generation lending operations.
This role is engineered for fintech executives with deep expertise in digital lending infrastructure, AI-driven credit intelligence, risk analytics, embedded financing ecosystems, and intelligent borrower assessment technologies.
The selected executive will oversee highly advanced financial systems designed to modernize lending operations using predictive analytics, behavioral financial intelligence, alternative credit scoring models, and automated digital underwriting ecosystems.
This opportunity offers the rare ability to shape the future of financial accessibility, intelligent lending automation, and digital credit innovation within one of the fastest-growing fintech economies in the Gulf.
Executive Responsibilities
Digital Lending Infrastructure Leadership
-
Lead enterprise digital lending modernization initiatives
-
Design scalable automated underwriting ecosystems
-
Improve digital borrower onboarding and approval workflows
-
Strengthen embedded financing and instant credit infrastructures
-
Coordinate enterprise lending product innovation strategies
AI Credit Intelligence & Risk Analytics
-
Develop predictive borrower risk assessment frameworks
-
Implement AI-driven financial behavior analysis systems
-
Improve alternative credit scoring methodologies
-
Enhance lending portfolio monitoring intelligence
-
Support real-time financial risk detection ecosystems
Financial Product Innovation
-
Build intelligent micro-lending and consumer finance solutions
-
Expand SME digital financing operational models
-
Coordinate AI-enhanced financial accessibility initiatives
-
Improve customer-centric lending personalization systems
-
Support scalable digital credit product expansion
Governance, Compliance & Operational Integrity
-
Ensure enterprise lending operations align with Saudi fintech regulatory standards
-
Coordinate financial governance and lending transparency programs
-
Strengthen enterprise fraud prevention systems
-
Improve data governance and customer financial protection frameworks
-
Support responsible AI governance within lending environments
Qualifications & Experience
-
Degree in Finance, Data Science, Financial Technology, Economics, Artificial Intelligence, or related discipline
-
Minimum 10+ years of experience within fintech lending, banking operations, credit analytics, or digital finance transformation
-
Strong knowledge of:
-
AI-powered lending systems
-
Alternative credit intelligence
-
Digital underwriting infrastructure
-
Consumer finance technologies
-
SME financing ecosystems
-
Predictive financial analytics
-
Embedded finance operations
-
-
Experience leading enterprise financial product transformation programs
-
Strong executive communication and strategic leadership capabilities
Preferred Industry Exposure
Additional consideration will be given to professionals with expertise involving:
-
Machine learning financial models
-
Behavioral biometrics in lending
-
Real-time credit intelligence systems
-
Open banking lending integrations
-
Cloud-native financial platforms
-
Financial fraud detection systems
-
Digital identity verification infrastructure
-
Automated compliance technologies
Compensation & Leadership Benefits
-
Premium executive compensation structure
-
Tax-free earnings package
-
Strategic performance bonuses
-
Executive family healthcare coverage
-
Relocation and accommodation support
-
Global fintech innovation conference access
-
Leadership succession development pathways
-
Exposure to advanced AI-financial ecosystems
Ideal Professional Profile
The ideal professional is strategically visionary, technologically advanced, and commercially intelligent. They possess the ability to balance financial inclusion, enterprise profitability, operational governance, and technological scalability simultaneously.
This role is suited for fintech leaders determined to redefine digital lending ecosystems within the modern Gulf financial economy.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
Quick Job application form
