Full Time

AI-Driven Credit Scoring & Lending Systems Engineer

  • Remote
  • Specialism :
  • Post Date: April 10, 2026
  • Expires In : 9 Days
  • Apply Before: July 10, 2026
Job Overview

Position: Remote AI-Driven Credit Scoring & Lending Systems Engineer

Region: Saudi Arabia

Job Type: Full-Time | Remote


Role Overview

This role focuses on designing and enhancing AI-powered credit scoring systems used in digital lending platforms. The position blends software engineering, financial modeling, and machine learning to build scalable and intelligent credit decisioning tools.


Key Responsibilities

System Design & Development

  • Develop and maintain credit scoring algorithms using machine learning techniques
  • Build scalable backend systems to support real-time lending decisions
  • Integrate alternative data sources into credit evaluation models

Data & Analytics

  • Analyze borrower data to improve predictive accuracy of credit models
  • Implement data pipelines for structured and unstructured financial data
  • Optimize model performance through continuous testing and refinement

Fintech Integration

  • Collaborate with product teams to embed credit systems into digital lending platforms
  • Ensure seamless integration with APIs, mobile applications, and financial services

Risk & Compliance Alignment

  • Align credit models with regulatory expectations and risk management frameworks
  • Ensure transparency and explainability of AI-driven decisions

Required Qualifications

  • Bachelor’s or Master’s degree in Computer Science, Data Science, Finance, or related field
  • 4–8 years of experience in fintech engineering, credit systems, or AI development
  • Strong programming skills in Python, Java, or similar languages
  • Experience with machine learning frameworks (e.g., TensorFlow, Scikit-learn)
  • Understanding of lending systems and credit risk methodologies

Core Competencies

  • Machine learning model development
  • Financial data analysis
  • API architecture and system integration
  • Problem-solving in complex financial environments

Compensation & Work Structure

  • Competitive salary based on Saudi fintech engineering benchmarks
  • Fully remote work with collaborative digital tools
  • Access to advanced AI and financial technology environments

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Anticipate Fintech (HK) Ltd
About Us We innovate with the needs of those who have historically been marginalized in mind. We have created a business model that is socially inclusive and offers goods and services to everyone. info@anticipatehk.comWebsite www.anticipatehk.com
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