Job Overview

Senior Digital Payments Infrastructure Architect (Remote – United Arab Emirates)

Location: Remote (Aligned to UAE regulatory and payments ecosystem)

Engagement Model: Full-Time | Strategic Technical Leadership

Compensation: Highly Competitive (USD-linked) + Performance Incentives + Long-Term Retention Bonus

Role Mandate

A high-growth digital finance ecosystem within the UAE is seeking a Senior Digital Payments Infrastructure Architect to spearhead the design, scalability, and modernization of next-generation payment systems. This role sits at the intersection of real-time transaction processing, regulatory-grade system architecture, and high-availability financial infrastructure.

You will architect resilient systems capable of handling multi-rail payment orchestration, including instant payments, cross-border settlements, and card network integrations, while ensuring strict compliance with UAE Central Bank frameworks and global standards such as ISO 20022.

Core Strategic Responsibilities

1. Payments Architecture & System Design

• Design high-throughput, low-latency payment processing systems capable of handling millions of concurrent transactions.

• Lead architectural decisions for real-time payment rails, including integration with domestic instant payment schemes and global networks (SWIFT, Visa, Mastercard).

• Develop microservices-based infrastructure using event-driven architectures (Kafka, RabbitMQ).

2. Infrastructure Resilience & Scalability

• Engineer systems with 99.999% uptime, incorporating fault-tolerant design patterns and disaster recovery protocols.

• Optimize infrastructure across multi-cloud environments (AWS, Azure, GCP) with a focus on cost-performance efficiency.

3. Regulatory & Compliance Engineering

• Embed compliance mechanisms aligned with UAE regulatory requirements, including AML, KYC, transaction monitoring, and reporting.

• Architect systems to support auditability, traceability, and real-time fraud detection pipelines.

4. Cross-Border Payment Optimization

• Design solutions for FX conversion optimization, liquidity management, and settlement reconciliation.

• Integrate blockchain-based settlement layers where applicable for near-instant international transfers.

Required Expertise

• 10+ years in fintech infrastructure, banking systems, or payment gateways

• Deep understanding of payment protocols (ISO 8583, ISO 20022)

• Proven experience with distributed systems, Kubernetes, and container orchestration

• Strong exposure to API-first fintech platforms and Open Banking frameworks

• Hands-on experience in high-frequency financial systems

Preferred Differentiators

• Experience in Central Bank Digital Currency (CBDC) pilots or sandbox environments

• Knowledge of tokenized payment rails and digital asset settlement systems

• Exposure to AI-driven fraud detection engines

Performance Metrics

• Transaction latency benchmarks

• System uptime and failure recovery speed

• Regulatory compliance adherence

• Payment success rate and throughput scalability

Why This Role is Distinctive

This is not a maintenance role—it is a foundational architecture mandate. You will define how digital money moves at scale across one of the world’s fastest-evolving fintech ecosystems.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers.