Full Time

Principal Remote Digital Payments & Financial Infrastructure Architect

  • Remote
  • Specialism : Principal Remote Digital Payments & Financial Infrastructure Architect.
  • Post Date: January 14, 2026
  • Expires In : 89 Days
  • Apply Before: April 14, 2026
Job Overview

Principal Remote Digital Payments & Financial Infrastructure Architect – Saudi Arabia (GCC-Wide Remote)

Strategic Mandate

This role is designed for a senior-level fintech architect who will operate at the intersection of large-scale digital payments ecosystems, real-time financial infrastructure, and cross-border transaction orchestration. The mandate is not operational execution alone, but systemic financial architecture leadership—designing, stress-testing, and governing payment rails capable of supporting sovereign-scale transaction volumes, complex regulatory interfaces, and next-generation digital finance use cases.

The position is fully remote, yet strategically aligned with the Saudi Arabian financial ecosystem, regional capital flows, and multi-jurisdictional transaction corridors across the GCC and international markets.

Core Responsibilities

  • Architect and evolve end-to-end digital payment infrastructures, including instant payments, wallet ecosystems, merchant acquiring frameworks, and settlement engines.

  • Design high-availability transaction processing systems capable of handling extreme throughput, low-latency requirements, and systemic fault tolerance.

  • Lead the integration of API-driven financial services, ISO 20022 messaging standards, and real-time clearing and settlement logic.

  • Establish architectural governance models for fraud prevention, transaction monitoring, and financial crime risk controls without compromising user experience.

  • Translate complex regulatory and compliance requirements into scalable technical frameworks across multiple jurisdictions.

  • Provide architectural oversight for cross-border remittance flows, FX settlement layers, and multi-currency liquidity management.

  • Act as a strategic advisor to senior stakeholders on future payment innovations, including tokenised settlement, programmable money, and embedded finance.

Required Expertise & Profile

  • 15+ years of progressive experience in payments architecture, financial infrastructure, or large-scale fintech platforms.

  • Deep technical fluency in distributed systems, event-driven architectures, and financial messaging protocols.

  • Proven experience designing mission-critical systems with zero-downtime tolerance.

  • Strong understanding of GCC financial market structures and global payment networks.

  • Ability to operate independently in a remote, high-autonomy environment with executive-level accountability.

Salary & Compensation Structure (Saudi Arabia Benchmark – Remote)

  • Base Annual Salary: SAR 780,000 – SAR 1,020,000

  • Remote Role Premium: Included to account for international expertise and autonomous delivery expectations

  • Performance-Linked Variable Compensation: 20% – 35% of base (architecture milestones, system resilience KPIs)

  • Long-Term Incentive Component: Multi-year cash-based retention and performance awards

  • Professional Allowances: Annual budget for advanced certifications, research, and global fintech forums

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

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#MiddleEastJobs #UAEFinance 
#NowHiring #FinancialServices #FXIndustry.

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