Job Overview
Principal Fintech Product Director – Next-Generation Digital Lending Ecosystems
Location: Saudi Arabia
Industry: Fintech, Digital Lending, Embedded Finance
Employment Type: Full-Time
Experience Level: Senior Leadership
Position Overview
A rapidly expanding financial technology institution operating at the forefront of digital finance innovation is seeking an exceptional Principal Fintech Product Director to lead the design, development, and commercialization of advanced lending solutions serving retail customers, SMEs, entrepreneurs, and emerging digital businesses.
This role represents a unique opportunity to shape the future of lending in one of the world’s fastest-growing fintech markets. The successful candidate will oversee product strategy for AI-powered credit assessment, alternative data underwriting, embedded lending solutions, merchant financing products, and fully digital customer acquisition journeys.
The institution’s vision extends beyond traditional lending. It aims to create a fully connected financial ecosystem where financing becomes seamlessly integrated into commerce, payments, and digital lifestyles.
Key Responsibilities
- Define and execute long-term lending product strategy.
- Build digital financing solutions for consumers and SMEs.
- Lead innovation initiatives involving embedded finance and contextual lending.
- Develop strategic frameworks for credit risk optimization.
- Oversee product lifecycle management from concept to market launch.
- Collaborate with data scientists and engineers on AI-powered underwriting systems.
- Drive customer acquisition and portfolio growth initiatives.
- Establish product governance and performance measurement frameworks.
- Monitor emerging fintech trends and competitive developments.
- Present strategic recommendations to executive leadership.
Required Qualifications
- Bachelor’s or Master’s degree in Finance, Fintech, Economics, Technology, or Business.
- Minimum 10 years of fintech, lending, digital banking, or financial services experience.
- Demonstrated success launching large-scale financial products.
- Strong commercial, analytical, and strategic thinking capabilities.
- Experience managing multidisciplinary teams.
Preferred Expertise
- Digital Lending Platforms
- Alternative Credit Scoring
- Embedded Finance
- Open Banking
- Product Strategy
- AI Risk Models
- Customer Experience Design
- Financial Analytics
- API Ecosystems
Compensation & Benefits
- Highly competitive tax-free salary.
- Executive annual bonus program.
- Housing allowance.
- Family medical insurance.
- Annual airfare benefits.
- Professional certification sponsorship.
- Executive leadership training programs.
- Long-term career progression opportunities.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
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