Job Overview
Principal Engineer – Real-Time Payments & Digital Settlement Infrastructure (Saudi Arabia)
International Context
Saudi Arabia is modernizing its payment ecosystem with real-time, high-throughput, and cross-border payment infrastructure, requiring engineering leadership capable of delivering mission-critical digital finance systems at national and regional scale.
Role Mandate
The Principal Engineer will provide technical leadership for the end-to-end design, development, and scaling of payments and settlement systems, focusing on reliability, latency optimization, and regulatory alignment. The role demands engineering authority, system-level thinking, and cross-functional collaboration, executed remotely.
Key Responsibilities
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Design high-performance, fault-tolerant payment processing and settlement systems.
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Develop architectures for real-time clearing, liquidity routing, and transaction orchestration.
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Implement monitoring, alerting, and failover strategies ensuring operational continuity.
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Collaborate with regulatory and compliance teams to embed auditability and reporting into core systems.
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Lead distributed engineering teams, defining technical standards, best practices, and platform evolution strategies.
Professional Profile
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12+ years in financial systems engineering, payment infrastructure, or large-scale transaction platforms.
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Expertise in distributed systems, high-availability architecture, and real-time processing.
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Strong understanding of regulatory, operational, and financial risk considerations.
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Proven leadership in cross-disciplinary engineering teams.
Engagement Model
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Fully remote with alignment to Saudi financial market operations.
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Long-term engineering leadership role with system-wide impact.
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