Job Overview
Principal Digital Banking Product Manager
Location: Riyadh, Saudi Arabia
Industry: Fintech | Retail Banking | Digital Financial Services | Product Strategy
Employment Type: Full-Time
Position Overview
A leading fintech banking organization is seeking a visionary Principal Digital Banking Product Manager to lead the strategy, development, and commercialization of innovative digital banking products that redefine customer experiences across retail and business banking.
This strategic leadership role is responsible for managing the complete product lifecycle—from market research and customer discovery to product launch, optimization, and continuous innovation. You will oversee initiatives involving digital accounts, payment ecosystems, consumer lending, personal finance management, embedded financial services, digital savings, and AI-enabled customer experiences.
Working alongside executive leadership, software engineers, UX/UI designers, cybersecurity professionals, compliance specialists, operations managers, data analysts, and marketing teams, you will help shape the future direction of one of the region’s most ambitious digital banking ecosystems.
Primary Responsibilities
- Develop and execute product strategies aligned with organizational growth objectives.
- Lead the end-to-end lifecycle of digital banking products and financial services.
- Conduct market analysis, competitor benchmarking, and customer research.
- Define product roadmaps, feature prioritization, and release schedules.
- Collaborate with engineering teams to deliver secure, scalable, and customer-focused solutions.
- Monitor product performance through analytics, KPIs, and customer feedback.
- Ensure product compliance with regulatory requirements and internal governance standards.
- Drive customer acquisition, engagement, and retention initiatives.
- Prepare executive business cases, investment proposals, and product performance reports.
- Coordinate cross-functional Agile product delivery.
- Mentor associate product managers and contribute to product governance frameworks.
- Evaluate emerging financial technologies to identify innovation opportunities.
Required Qualifications
- Bachelor’s degree in Business Administration, Finance, Banking, Economics, Information Systems, or related discipline.
- MBA or Master’s degree preferred.
- Minimum 8–10 years of product management experience within fintech, banking, or financial services.
- Demonstrated success managing digital banking products.
- Strong commercial, analytical, and leadership capabilities.
- Experience working within Agile product development environments.
Technical Skills
- Product Lifecycle Management
- Agile & Scrum
- Jira
- Confluence
- Digital Banking Platforms
- API Banking
- Payment Technologies
- Customer Analytics
- SQL
- Microsoft Power BI
- Tableau
- Product Roadmapping
- Financial Modelling
- User Journey Analytics
- A/B Testing
Leadership Competencies
- Product Strategy
- Commercial Leadership
- Innovation Management
- Strategic Thinking
- Customer-Centric Design
- Stakeholder Engagement
- Executive Communication
- Decision-Making
- Business Transformation
- Coaching & Mentorship
Benefits
- Executive tax-free remuneration package
- Annual leadership bonus
- Family medical insurance
- Housing support
- Annual travel allowance
- Sponsored postgraduate education
- Professional certification funding
- Leadership coaching programmes
- Flexible work arrangements
- Exposure to large-scale digital transformation initiatives
- Outstanding executive career progression opportunities
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
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