Full Time

Principal Digital Banking & Embedded Finance Architect

  • Remote
  • Specialism : Principal Digital Banking & Embedded Finance Architect
  • Post Date: December 1, 2025
  • Expires In : 75 Days
  • Apply Before: March 1, 2026
Job Overview

Principal Digital Banking & Embedded Finance Architect – Kingdom of Saudi Arabia

Location: Remote (Serving the Saudi Market)

Employment Type: Full-Time

Seniority Level: Principal / Executive Technical Lead

Domain: Digital Banking · Embedded Finance · Platform Engineering · Financial Infrastructure

Role Overview

The Remote Principal Digital Banking & Embedded Finance Architect will shape the next-generation digital financial infrastructure engineered for the Kingdom of Saudi Arabia. The role focuses on end-to-end architecture design, platform modularization, real-time financial orchestration, embedded finance frameworks, and digital ecosystem enablement. The candidate must demonstrate deep mastery of digital banking stacks, cloud-native financial microservices, multi-rail orchestration, and secure financial data frameworks aligned with advanced GCC market models.

Key Responsibilities

  • Architect modular, cloud-native digital banking platforms incorporating microservices, API-driven orchestration, hyper-scalable data layers, and zero-trust security principles.

  • Lead the blueprint for embedded finance ecosystems—including lending automation, insurance integrations, merchant credit, advanced payouts, and treasury connectivity.

  • Engineer multi-domain orchestration layers enabling accounts, payments, digital onboarding, real-time risk engines, and behavioral analytics pipelines.

  • Establish enterprise-wide API governance, financial data standards, operational resilience models, auditability, and regulatory-aligned security controls.

  • Oversee architectural modernization of transaction processing engines, event-stream infrastructures, and intelligent banking workflows.

  • Provide strategic guidance to cross-functional digital transformation, financial engineering, treasury, and risk teams supporting Saudi-based market operations.

Qualifications

  • 10+ years in digital banking platforms, financial systems engineering, or enterprise fintech architecture.

  • Expert understanding of microservices, distributed systems, event-driven architectures, and high-availability infrastructure.

  • Strong expertise in digital onboarding, customer lifecycle intelligence, financial data modeling, and regulatory-grade security frameworks.

  • Proven capability in designing embedded finance products, API ecosystems, and multi-domain financial services integration.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

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#MiddleEastJobs #UAEFinance 
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