Full Time

Principal Architect: Digital Payment Networks & Settlement Systems

  • Remote
  • Specialism : Principal Architect: Digital Payment Networks & Settlement Systems
  • Post Date: March 4, 2026
  • Expires In : 91 Days
  • Apply Before: June 4, 2026
Job Overview

Principal Architect: Digital Payment Networks & Settlement Systems

Jurisdiction: Saudi Arabia

Prospectus Overview

This executive prospectus invites senior fintech professionals to lead the architecture of large-scale, cross-border digital payment ecosystems. The role emphasizes systemic resilience, interoperability, and regulatory compliance, going beyond operational or product-level responsibilities.

The professional appointed will operate as a strategic systems architect, ensuring payments infrastructure is robust, scalable, and aligned with evolving global standards.


Strategic Mandate

  • Architect end-to-end digital payment systems, including domestic, cross-border, and multi-currency settlement frameworks.

  • Define clearing, reconciliation, and settlement protocols that optimize finality, liquidity management, and operational efficiency.

  • Establish interoperability standards linking traditional banks, fintech platforms, and emerging payment rails.

  • Evaluate cutting-edge technologies, including tokenized payments, programmable money, and embedded finance, for systemic integration.

  • Translate regional and international regulatory frameworks into actionable system design principles.


Key Responsibilities

  • Develop comprehensive architectural blueprints illustrating transaction lifecycles, liquidity routing, and operational contingencies.

  • Lead systemic risk assessments targeting settlement delays, counterparty exposure, and operational bottlenecks.

  • Advise senior stakeholders on future-proofing infrastructure and adopting next-generation financial technologies.

  • Collaborate with multidisciplinary teams to ensure technical coherence, strategic alignment, and governance adherence.

  • Produce authoritative reports and thought-leadership papers articulating complex system logic and strategic risk mitigation plans.


Professional Profile

  • 12+ years in payments infrastructure, fintech system architecture, or banking operations.

  • Expertise in clearing cycles, settlement finality, liquidity management, and operational resilience.

  • Demonstrated experience translating regulatory requirements into system architecture.

  • Proficient in producing long-form strategic and technical documentation for executive audiences.


Engagement Structure

  • Fully remote, globally collaborative.

  • Performance measured by architectural integrity, systemic resilience, and regulatory alignment.

  • High autonomy, suitable for board-level advisory responsibilities.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers.

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Ausfintec (CY) Ltd
Welcome To AUSFINTEC Management, strategy, and operations consultants are available from Ausfintec's Business Consulting. Our business consulting services focus on our clients' most critical issues and opportunities: strategy, marketing, organization, operations, technology, transformation, digita
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