Lead Real-Time Payments & Financial Messaging Systems Engineer

Job Overview

Lead Real-Time Payments & Financial Messaging Systems Engineer (Remote) – Kuwait

Role Definition

Discipline: Financial Systems Engineering

Specialization: Real-Time Payments & Messaging Infrastructure

Operational Scope: Cross-border, high-throughput payment ecosystems

Engineering Objective

To design and maintain low-latency, high-availability payment systems capable of supporting:

• Instant payments

• Cross-border remittances

• High-frequency transaction environments

System Architecture Breakdown

Component 1: Real-Time Payment Engine

• Build systems supporting:

  • Instant transaction validation

  • Real-time settlement processing

• Ensure sub-second processing latency and high throughput

Component 2: Financial Messaging Layer

• Implement ISO 20022-compliant messaging systems

• Integrate with:

  • SWIFT infrastructure

  • Regional payment networks

• Develop message translation and validation engines

Component 3: API Gateway & Integration Layer

• Design secure, scalable APIs for:

  • Banking integrations

  • Fintech platforms

• Enable open banking interoperability

Component 4: Fault Tolerance & Resilience

• Implement:

  • Redundant system architectures

  • Disaster recovery protocols

  • Real-time system monitoring tools

Technology Stack

• Programming: Java, Go, Python

• Messaging: Kafka, RabbitMQ

• Databases: PostgreSQL, Cassandra

• Cloud: AWS / Azure / GCP

Candidate Profile

• 8–12 years in financial systems engineering

• Expertise in:

  • Payment systems architecture

  • Distributed systems

  • Messaging protocols

Engineering KPIs

• Transaction processing speed

• System uptime (≥ 99.999%)

• Message delivery accuracy

• System scalability under load

Compensation Model

• Competitive engineering compensation aligned with Kuwait fintech market

• Performance incentives tied to system performance metrics

• Fully remote with global engineering collaboration

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