Full Time

Lead Fintech Payments & Embedded Finance Architect

  • Remote
  • Specialism : Lead Fintech Payments & Embedded Finance Architect
  • Post Date: December 13, 2025
  • Expires In : 89 Days
  • Apply Before: March 13, 2026
Job Overview

Lead Fintech Payments & Embedded Finance Architect – Kuwait

Role Context

This role focuses on delivering next-generation payment and embedded finance solutions. The remote architect will design highly scalable, secure, and API-driven platforms for consumer and enterprise banking across the GCC, driving digital financial inclusion, innovation, and operational excellence. The position requires in-depth understanding of financial ecosystems, payment rails, regulatory frameworks, and emerging fintech technologies to enable transformative digital experiences.

Strategic Scope

  • Define architecture for real-time payments, digital wallets, and embedded finance platforms.

  • Integrate advanced risk and fraud detection using AI/ML-driven transaction analytics.

  • Drive multi-institution interoperability, open banking APIs, and seamless merchant acquisition frameworks.

  • Align platform design with evolving regulatory requirements, including anti-money laundering, data privacy, and cross-border transaction compliance.

  • Enable strategic partnerships with banks, PSPs, and fintechs to scale embedded finance solutions across GCC markets.

Core Responsibilities

  • Lead design, deployment, and optimization of high-throughput, low-latency payment systems.

  • Ensure compliance with international and GCC payment regulations, including PCI DSS and ISO 20022 standards.

  • Develop robust monitoring, reconciliation, settlement systems, and business continuity protocols.

  • Lead distributed engineering teams, implementing agile practices and continuous delivery pipelines.

  • Provide technical and strategic guidance for innovation initiatives, including tokenization, digital currencies, and real-time liquidity management.

  • Drive adoption of advanced cybersecurity practices to safeguard critical financial infrastructure.

Technical & Professional Requirements

  • 10+ years in fintech payments architecture, digital banking, or embedded finance systems.

  • Advanced knowledge of payment protocols, API-first strategies, digital wallets, and real-time transaction processing.

  • Strong experience with cloud-native, microservices, event-driven architectures, and DevOps practices.

  • Expertise in regulatory compliance, cybersecurity, operational risk, and fraud mitigation strategies.

  • Demonstrated success in architecting enterprise-scale solutions with cross-border complexity.

Leadership Profile

  • Strategic thinker with strong technical execution capabilities.

  • Skilled in cross-functional leadership, stakeholder engagement, and multi-country coordination.

  • Adept at innovation and transformation within complex regulatory and operational landscapes.

  • Strong mentoring and talent development skills for high-performance teams.

Engagement Model

  • Fully remote, GCC-aligned working hours.

  • Compensation aligned with international fintech leadership benchmarks, including performance-based incentives.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers
#MiddleEastJobs #UAEFinance 
#NowHiring #FinancialServices #FXIndustry.

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