Job Overview

Lead Fintech Backend Developer – Digital Lending & Embedded Finance

Location: Saudi Arabia

Employment Type: Full-Time

Industry: Fintech | Digital Lending | Embedded Finance | Financial Software Engineering

Position Overview

An innovative financial technology venture is looking for a Lead Fintech Backend Developer to drive the engineering foundation behind advanced digital lending, embedded finance, and financial automation platforms.

The organization is building intelligent financial ecosystems designed to simplify credit access, automate financial decision-making, and enhance customer experiences through modern technology.

This role demands a technically exceptional backend specialist capable of designing highly available financial systems where reliability, security, and performance are mission-critical.

Primary Responsibilities

• Architect and develop backend services supporting lending operations.

• Build financial workflow automation engines.

• Design credit processing and loan management systems.

• Develop high-performance API ecosystems.

• Implement risk assessment integrations.

• Create scalable transaction processing frameworks.

• Develop customer onboarding infrastructures.

• Integrate payment providers and banking partners.

• Maintain security-first engineering standards.

• Optimize database performance and data integrity.

• Participate in technical leadership and mentoring activities.

Core Technical Skills

• Advanced expertise in Java, Spring Boot, Node.js, Go, or Python.

• Experience designing large-scale distributed architectures.

• Strong database engineering knowledge.

• Familiarity with containerization technologies.

• Experience with cloud-native development.

• Knowledge of message queues and event-driven systems.

• Understanding of software security best practices.

Fintech-Specific Knowledge

• Loan origination systems.

• Credit scoring platforms.

• Financial risk engines.

• KYC and onboarding systems.

• AML monitoring workflows.

• Regulatory technology integrations.

• Financial data aggregation solutions.

Ideal Candidate Profile

• 6–10 years of software engineering experience.

• Strong problem-solving capabilities.

• Ability to lead complex development initiatives.

• Excellent collaboration skills.

• Passion for financial technology innovation.

• Experience working within regulated environments.

Rewards & Benefits

• Premium compensation structure.

• Annual performance incentives.

• Family healthcare coverage.

• Professional development funding.

• Technology conference sponsorship.

• Leadership development programs.

• Regional and international career exposure.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below. 

Let’s shape the future of finance together!

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