Job Overview

KYC Specialist – Retail & Digital Banking

Location: Dubai, United Arab Emirates
Employment Type: Full-Time
Industry: Digital Banking | Financial Services | Fintech

Position Overview

A rapidly expanding financial institution is seeking a meticulous and analytical KYC Specialist to strengthen its Customer Due Diligence (CDD) function within a fast-growing digital banking environment. The successful candidate will play a critical role in customer onboarding, identity verification, regulatory compliance, and financial crime prevention while ensuring an exceptional customer experience.

This position requires close collaboration with Compliance, AML, Fraud Prevention, Risk Management, Operations, and Customer Success teams to ensure customer records remain accurate, complete, and fully compliant with applicable regulatory requirements.

Key Responsibilities

• Perform end-to-end Know Your Customer (KYC) reviews.

• Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).

• Verify customer identity documentation.

• Review corporate ownership and beneficial ownership structures.

• Assess customer risk profiles.

• Screen customers against sanctions, politically exposed persons (PEPs), and adverse media databases.

• Identify suspicious onboarding activities and escalate where appropriate.

• Maintain accurate customer records and compliance documentation.

• Support periodic KYC refresh and remediation projects.

• Collaborate with AML and Compliance teams during investigations.

• Ensure compliance with internal policies and regulatory obligations.

• Prepare audit-ready documentation and reports.

• Assist with continuous process improvement initiatives.

• Contribute to regulatory inspections and internal audits.

• Promote best practices in customer onboarding and compliance.

Qualifications

• Bachelor’s degree in Finance, Banking, Business Administration, Law, or a related discipline.

• 3–5 years of KYC, AML, Compliance, or Financial Crime experience.

• Knowledge of customer onboarding processes and financial regulations.

• Professional certifications in AML or Compliance are advantageous.

Core Skills

• Know Your Customer (KYC)

• Customer Due Diligence (CDD)

• Enhanced Due Diligence (EDD)

• AML Compliance

• Sanctions Screening

• PEP Screening

• Risk Assessment

• Customer Verification

• Regulatory Compliance

• Documentation Management

Benefits

• Competitive tax-free salary

• Annual performance bonus

• Housing allowance

• Comprehensive medical insurance

• Annual airfare

• Professional certification sponsorship

• Career progression into Senior KYC Specialist, AML Analyst, or Compliance Officer

Are you excited about this opportunity?

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