Job Overview

Head of AI-Powered Lending & Alternative Credit Intelligence

Location: Saudi Arabia

Employment Type: Full-Time

Industry: Fintech, Artificial Intelligence, Digital Lending

Position Overview

The future of lending is being reshaped by artificial intelligence, predictive analytics, behavioral data modeling, and intelligent risk assessment technologies.

A forward-looking fintech institution in Saudi Arabia is seeking a Head of AI-Powered Lending & Alternative Credit Intelligence to build and oversee sophisticated lending ecosystems capable of expanding access to finance while maintaining robust risk controls.

This role is designed for professionals who understand how data science, machine learning, financial modeling, and customer intelligence can transform lending outcomes for consumers, SMEs, entrepreneurs, and digitally underserved market segments.

The successful candidate will lead a multidisciplinary team focused on developing innovative lending methodologies that improve financial inclusion while enhancing portfolio performance.

Primary Responsibilities

Lending Innovation

• Develop next-generation digital lending products.
• Design intelligent customer onboarding experiences.
• Improve digital loan approval processes.
• Create scalable lending growth strategies.
• Enhance customer acquisition initiatives.

Alternative Credit Intelligence

• Build non-traditional credit assessment models.
• Utilize behavioral and transactional data.
• Improve predictive risk scoring methodologies.
• Develop customer segmentation frameworks.
• Strengthen portfolio analytics capabilities.

Artificial Intelligence & Analytics

• Implement machine learning lending models.
• Improve forecasting and risk prediction systems.
• Develop automated decision-making engines.
• Strengthen fraud detection capabilities.
• Enhance customer personalization initiatives.

Governance & Compliance

• Maintain regulatory alignment.
• Support responsible lending practices.
• Improve model governance frameworks.
• Ensure transparency and accountability.

Candidate Requirements

• Degree in Data Science, Finance, Economics, Mathematics, Statistics, Computer Science, or related discipline.
• 8+ years of fintech, lending, analytics, or banking experience.
• Strong exposure to AI-driven financial products.
• Experience managing high-performing teams.
• Excellent strategic leadership capabilities.

Preferred Expertise

• Machine Learning
• Predictive Analytics
• Credit Risk Modeling
• Financial Intelligence Platforms
• Digital Lending Technologies
• Customer Analytics
• Fraud Prevention Systems
• Big Data Ecosystems

Compensation Package

• Highly competitive tax-free salary.
• Performance-based annual incentives.
• Executive healthcare package.
• Education assistance benefits.
• Leadership development programs.
• Significant career advancement opportunities.

Are you excited about this opportunity?

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 Apply now by clicking on the “Apply Now” button below. 

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