Job Overview
Job Title: Fintech Payment Reconciliation & Settlement Analyst (Remote)
Location: Remote – Saudi Arabia Market Focus
Employment Type: Full-Time
Department: Payment Operations & Finance
Role Overview
The Payment Reconciliation & Settlement Analyst is responsible for ensuring that all digital payment transactions are accurately reconciled and settled. The role focuses on maintaining financial accuracy, minimizing discrepancies, and ensuring timely completion of settlement cycles.
Responsibility Matrix
| Function Area | Key Activities | Expected Outcomes |
|---|---|---|
| Transaction Reconciliation | Match internal transaction records with external payment systems | Accurate financial records with minimal variance |
| Settlement Processing | Oversee daily settlement cycles with banking partners | Timely and complete settlements |
| Exception Handling | Investigate unmatched or failed transactions | Quick resolution and reduced backlog |
| Reporting | Prepare reconciliation and settlement reports | Transparent and audit-ready reporting |
| Process Improvement | Identify inefficiencies and recommend workflow enhancements | Improved operational efficiency |
Key Responsibilities
- Perform daily reconciliation of payment transactions
- Ensure timely settlement of funds across systems
- Investigate discrepancies and implement corrective actions
- Maintain detailed documentation for audit purposes
- Collaborate with finance and technical teams
Candidate Requirements
- Bachelor’s degree in Finance, Accounting, or related field
- 5–8 years of experience in fintech or banking reconciliation
- Strong understanding of settlement cycles and transaction flows
Technical Skills
- Reconciliation systems and financial tools
- Data analysis and reporting platforms
- Knowledge of payment processing systems
Core Competencies
- High attention to detail
- Analytical and problem-solving skills
- Strong communication and coordination
Benefits
- Remote role with Saudi Arabia market exposure
- Experience in high-volume payment reconciliation
- Opportunity to enhance settlement efficiency
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