Job Overview
Job Title: Remote Fintech Digital Lending Portfolio Manager
Location: Remote – GCC Region (Based in Saudi Arabia)
Employment Type: Full-Time
Department: Digital Lending & Credit Portfolio Management
Role Summary
The Digital Lending Portfolio Manager is responsible for overseeing the performance of digital lending products, monitoring borrower behavior, and optimizing portfolio health. This role focuses on balancing growth objectives with risk controls, ensuring sustainable lending operations within a fintech environment.
The position requires strong analytical capability, experience with lending systems, and the ability to monitor loan portfolios in real time while working remotely.
Key Responsibilities
Portfolio Monitoring
- Track performance of digital lending portfolios across various loan categories
- Analyze repayment trends, delinquency levels, and default indicators
- Identify risk concentrations and recommend corrective actions
Lending Strategy Support
- Assist in designing lending criteria and credit policies
- Evaluate impact of changes in interest rates, fees, or credit thresholds
- Collaborate with analytics teams to refine scoring models
Risk Management
- Monitor early warning indicators for potential defaults
- Recommend risk mitigation strategies
- Support restructuring initiatives for at-risk loans
Reporting & Analysis
- Prepare weekly and monthly portfolio performance reports
- Analyze growth metrics and profitability indicators
- Present insights to internal stakeholders
Required Qualifications
- Bachelor’s degree in Finance, Economics, or Business
- 4–6 years of experience in lending, fintech, or credit analysis
- Strong understanding of loan lifecycle management
- Advanced Excel or financial modeling skills
Preferred Skills
- Experience with digital lending platforms
- Knowledge of credit scoring methodologies
- Analytical mindset with strong problem-solving skills
Compensation & Benefits
- Competitive remote salary package
- Performance-based incentives
- Flexible working hours
- Career growth within fintech lending operations
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