Job Overview
Position Title: Fintech API & Integration Engineer – Cloud Native Banking Infrastructure (Remote – Saudi Arabia)
Location: Remote (Strong understanding of Saudi Arabian fintech architecture is preferred)
Job Type: Full-Time | Backend Engineering | Remote
Industry Focus: Core Banking APIs | Open Finance Integration | BaaS (Banking-as-a-Service)
Position Summary:
A hyper-scalable fintech platform is recruiting a Fintech API & Integration Engineer to design secure, high-throughput, and fully interoperable backend services powering modular financial infrastructure – with a priority focus on the Saudi Arabian regulatory and technology landscape. This is a remote role ideal for engineers passionate about programmable finance, digital onboarding, and Open Banking enablement in high-growth economies.
Key Responsibilities:
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Build and manage a suite of RESTful and GraphQL APIs that enable fintech partners to offer digital onboarding, instant lending, real-time transactions, and eKYC via BaaS layers.
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Integrate with Saudi Central Bank’s Open Banking Platform (SAMA OBIE), digital wallet regulators, and licensed banks through secure middleware and gateway orchestration.
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Design microservice architecture that supports scaleable modules such as multi-tenant account provisioning, AML pipelines, tokenized payments, and identity verification logic.
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Develop, test, and optimize SDKs for third-party fintech integrations, including Arabic-first user interfaces and regional localization protocols.
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Monitor uptime, latency, and security across all API calls using best-in-class observability tools and zero-downtime deployment pipelines.
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Ensure that all infrastructure complies with Saudi Arabia’s Cloud Computing Regulatory Framework, cybersecurity governance policies, and fintech sandbox protocols.
Technical and Professional Qualifications:
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B.Sc./M.Sc. in Software Engineering, Computer Science, or DevOps-related disciplines.
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6+ years of backend engineering with a strong portfolio in fintech API architecture and Open Banking infrastructure.
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Hands-on experience with Kubernetes, Docker, Postgres, AWS/GCP/Azure, and CI/CD pipelines.
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Deep understanding of SAMA’s licensing criteria, digital banking regulations, and cloud-native compliance practices in KSA.
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Fluent in modern API security (OAuth2.0, JWT, TLS 1.3) and data integrity protocols.
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Familiarity with banking protocols such as ISO 20022, SWIFT gpi, and Shariah-compliant financial logic is highly advantageous.
What’s Offered:
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Remote-first model with Middle East engineering hubs.
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API royalty-share model for high-usage modules.
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Dedicated security clearance and sandbox access with select KSA partners.
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Active participation in Saudi Arabia’s fintech acceleration roadmap through virtual engagements.
Are you excited about this opportunity?
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