Job Overview
Executive Director – AI-Powered Lending & Alternative Credit Intelligence
📍 Location: Riyadh, Saudi Arabia
🌐 Work Model: Remote-First with Regional Risk & Analytics Leadership
Strategic Context
Traditional credit systems were built for predictable financial histories. Modern digital economies demand something radically different: adaptive lending intelligence capable of evaluating financial behavior in real time.
This role is designed for a fintech executive who can transform lending into an AI-driven ecosystem powered by predictive analytics, behavioral data, and dynamic risk intelligence.
Mission Objective
To architect advanced digital lending ecosystems supporting:
- Alternative credit scoring systems
- Embedded lending products
- Real-time underwriting automation
- Predictive borrower behavior analytics
- AI-powered repayment optimization
Core Responsibilities
1. Intelligent Credit Infrastructure
- Build machine-learning-based underwriting systems capable of evaluating non-traditional financial indicators
- Design adaptive credit engines leveraging transactional, behavioral, and commerce data
- Create scalable decisioning systems reducing approval times while maintaining risk controls
2. AI-Driven Lending Analytics
- Develop predictive models identifying borrower risk trends and repayment probability
- Implement dynamic pricing models for credit products based on behavioral intelligence
- Design automated monitoring systems detecting early signs of portfolio stress
3. Embedded Finance & Consumer Lending
- Integrate financing solutions directly into digital commerce ecosystems
- Develop instant lending frameworks for retail, SME, and marketplace environments
- Optimize user journeys for frictionless financial access
4. Compliance, Governance & Financial Ethics
- Ensure transparency and explainability within AI-based lending systems
- Align infrastructure with Saudi regulatory frameworks and international lending standards
- Build ethical AI governance systems minimizing bias and discriminatory risk patterns
Candidate Profile
- 10–15 years in fintech lending, banking analytics, or AI-driven financial systems
- Expertise in machine learning, predictive analytics, and digital credit ecosystems
- Strong understanding of lending operations, portfolio risk, and financial compliance
- Proven experience scaling high-volume digital financial products
Impact Dimension
You will redefine access to capital by enabling financial systems to evaluate potential—not just historical banking behavior.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
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