Job Overview

Chief Payments & Digital Banking Officer

Location: Dubai, United Arab Emirates

Industry: Financial Technology | Digital Banking | Enterprise Payments | Artificial Intelligence | Banking Transformation

Employment Type: Executive Leadership | Full-Time | Permanent

Executive Opportunity

An ambitious financial technology transformation programme is seeking an exceptional Chief Payments & Digital Banking Officer (CPDBO) to lead the strategic evolution of one of the Gulf region’s most advanced digital banking ecosystems.

This executive leadership position is designed for a visionary capable of redefining how modern financial services are designed, delivered, secured, and continuously optimized across enterprise payment infrastructures, intelligent banking platforms, embedded finance ecosystems, AI-driven customer engagement, cloud-native financial architecture, and next-generation digital experiences.

Reporting directly to executive governance leadership, the Chief Payments & Digital Banking Officer will formulate the long-term enterprise strategy for digital banking innovation while overseeing payment modernization, financial technology architecture, customer digital transformation, operational excellence, enterprise resilience, regulatory alignment, and emerging technology adoption.

The successful executive will influence every stage of the organization’s digital financial journey—from strategic planning and technology investment through implementation, optimization, governance, innovation, and future-ready transformation.

Executive Leadership Responsibilities

• Define enterprise-wide digital banking vision and long-term strategic roadmap.

• Lead modernization of retail, corporate, commercial, and SME digital banking ecosystems.

• Direct enterprise payment transformation programmes.

• Build intelligent real-time payment infrastructures.

• Develop next-generation omnichannel banking experiences.

• Establish enterprise Open Banking strategies.

• Lead API ecosystem governance.

• Design digital customer acquisition strategies.

• Oversee AI-powered financial personalization initiatives.

• Drive embedded finance expansion.

• Lead digital wallet innovation.

• Supervise enterprise payment orchestration platforms.

• Direct cross-border payment modernization.

• Establish payment resilience frameworks.

• Improve customer digital engagement metrics.

• Oversee fraud prevention strategy.

• Strengthen cybersecurity governance for digital channels.

• Lead cloud banking transformation.

• Champion financial automation initiatives.

• Direct intelligent process optimization programmes.

• Oversee enterprise data intelligence.

• Build predictive customer analytics capabilities.

• Develop strategic fintech partnerships.

• Manage technology investment portfolios.

• Present enterprise transformation strategies to executive committees and governing boards.

• Lead multidisciplinary executive teams across payments, digital banking, cybersecurity, data, technology, operations, compliance, and customer experience.

• Promote innovation culture throughout the enterprise.

• Evaluate emerging financial technologies.

• Drive sustainable digital growth across regional and international markets.

Executive Qualifications

• Master’s degree or higher in Finance, Financial Technology, Computer Science, Business Administration, Information Systems, or related discipline.

• 15+ years of executive leadership within digital banking or fintech.

• Proven experience leading enterprise payment modernization programmes.

• Deep expertise in Open Banking ecosystems.

• Strong knowledge of cloud-native banking platforms.

• Executive experience overseeing AI-driven financial innovation.

• Demonstrated success managing large-scale transformation initiatives.

• Outstanding stakeholder management capabilities.

• Exceptional strategic planning and governance expertise.

Technical & Strategic Expertise

• Enterprise Payments

• Digital Banking

• AI-Driven Banking

• Embedded Finance

• Open Banking

• API Strategy

• Enterprise Architecture

• Cloud Computing

• Payment Orchestration

• Customer Experience Strategy

• Financial Data Intelligence

• Digital Wallet Platforms

• Cross-Border Payments

• Enterprise Risk Management

• Cybersecurity Governance

• Digital Identity

• Financial Automation

• Data Analytics

• Executive Governance

• Technology Portfolio Management

• Innovation Leadership

• Business Transformation

• Regulatory Strategy

• Enterprise Performance Management

Executive Career Impact

This rare executive appointment offers the opportunity to shape one of the Middle East’s most sophisticated digital banking environments. The successful Chief Payments & Digital Banking Officer will define strategic priorities, influence enterprise technology investment, accelerate financial innovation, and establish industry-leading standards for digital banking excellence across regional and global financial ecosystems.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below. 

Let’s shape the future of finance together!

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