Full Time

Chief Architect – Cross-Border Digital Payments & Real-Time Settlement Infrastructure

  • Remote
  • Specialism : Chief Architect – Cross-Border Digital Payments & Real-Time Settlement Infrastructure
  • Post Date: November 29, 2025
  • Expires In : 89 Days
  • Apply Before: February 28, 2026
Job Overview

Chief Architect – Cross-Border Digital Payments & Real-Time Settlement Infrastructure (Saudi Arabia)

Location: Fully Remote (Serving Saudi Arabian Financial Ecosystem)

Position Level: Executive Architecture – Digital Payments, Real-Time Finance, High-Throughput Financial Systems

Engagement Type: Multi-Phase Strategic Transformation & National-Scale Infrastructure Design

Role Overview

Saudi Arabia is building a high-performance financial future defined by real-time digital payments, intelligent cross-border settlement, and ultra-secure, cloud-native financial infrastructure. This role provides strategic leadership in engineering Saudi Arabia’s next generation of real-time payment architectures, integrating multi-rail settlement pathways, AI-powered liquidity systems, and advanced orchestration layers for high-volume financial transactions.

The position requires mastery of national-scale financial infrastructures, advanced systems engineering, complex routing design, and cross-institution interoperability frameworks. You will architect end-to-end platforms capable of supporting the Kingdom’s acceleration toward global digital payments leadership.

Core Responsibilities

  • Lead design of a Saudi-aligned real-time payment ecosystem, including ISO 20022 transformation, instant settlement modules, and multi-rail routing systems.

  • Architect high-throughput financial gateways that deliver ultra-low latency, adaptive scaling, and resilience across distributed, cloud-native environments.

  • Build advanced AI-powered liquidity and treasury engines, supporting predictive settlement, adaptive fund movements, and real-time liquidity intelligence.

  • Oversee development of multi-layer fraud prevention systems leveraging machine learning, behavior signatures, and real-time transaction scoring.

  • Develop cross-border interoperability frameworks connecting payment providers, fintech operators, and global settlement networks.

  • Create enterprise-level governance systems ensuring compliance, infrastructure integrity, and monitoring performance across ecosystem stakeholders.

Required Expertise

  • 12–18+ years in digital payments architecture, financial systems engineering, or cross-border settlement infrastructures.

  • Deep understanding of distributed architectures, high-volume compute systems, and national payments modernization.

  • Proven leadership in orchestrating large-scale digital financial transformation initiatives.

  • Strong knowledge of Gulf-region financial digitalization trends and infrastructure priorities.

Preferred Skills

  • Expertise in AI integration for liquidity modeling and fraud intelligence.

  • Experience delivering financial infrastructures spanning multiple countries or regulatory environments.

Are you excited about this opportunity?

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👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

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