Job Overview
Architect – Enterprise Digital Banking Architecture
Location: Riyadh, Saudi Arabia
Employment Type: Full-Time | Executive Leadership | Hybrid/Remote Eligible
Industry: Financial Technology (Fintech Banking)
Executive Opportunity
An ambitious financial technology transformation programme is seeking an accomplished Architect to design and lead the next generation of enterprise digital banking platforms serving retail, corporate, SME, private banking, embedded finance, and cross-border financial ecosystems.
This executive appointment is intended for a technology-driven banking leader capable of combining strategic vision with deep expertise in modern financial platforms, cloud-native banking, AI-powered financial services, payment infrastructure, open banking, Banking-as-a-Service (BaaS), API ecosystems, and enterprise banking modernization.
The successful candidate will define the long-term architecture of a scalable fintech banking ecosystem capable of supporting millions of customers, real-time financial transactions, intelligent automation, and continuous innovation while ensuring operational resilience, cybersecurity, regulatory alignment, and exceptional customer experiences.
Position Purpose
As Architect, you will establish the enterprise technology blueprint for digital banking transformation, integrating next-generation financial technologies into a unified ecosystem that accelerates innovation, enhances customer engagement, improves operational efficiency, and enables rapid expansion across regional and international markets.
You will collaborate closely with executive leadership, engineering teams, cybersecurity specialists, product managers, risk professionals, data scientists, AI engineers, and digital transformation leaders to deliver secure, scalable, and future-ready banking platforms.
Strategic Responsibilities
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Define enterprise-wide digital banking architecture.
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Lead core banking modernization initiatives.
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Design cloud-native banking infrastructure.
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Architect API-first banking ecosystems.
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Develop scalable Banking-as-a-Service platforms.
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Build enterprise payment architectures.
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Design digital wallet infrastructure.
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Establish embedded finance frameworks.
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Lead open banking implementation.
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Create AI-powered banking ecosystems.
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Design intelligent financial automation.
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Build enterprise lending platforms.
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Develop wealth technology infrastructure.
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Architect SME digital banking solutions.
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Design customer onboarding platforms.
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Build identity verification architecture.
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Establish enterprise authentication frameworks.
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Lead biometric banking initiatives.
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Develop omnichannel banking experiences.
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Build customer journey architecture.
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Design banking analytics platforms.
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Lead financial data modernization.
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Architect fraud detection ecosystems.
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Develop enterprise compliance platforms.
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Design risk intelligence systems.
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Modernize treasury technology.
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Build scalable transaction processing platforms.
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Architect real-time settlement engines.
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Develop cross-border payment infrastructure.
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Create digital banking innovation roadmaps.
Executive Leadership Duties
You will provide executive guidance on enterprise technology investments, digital transformation programmes, innovation governance, platform scalability, banking modernization, customer experience excellence, and operational resilience.
You will mentor multidisciplinary engineering teams while establishing architectural standards, governance models, quality assurance frameworks, and technology roadmaps aligned with long-term commercial objectives.
Technology Environment
You will work across a sophisticated enterprise ecosystem including:
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Cloud-native banking platforms
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API gateways
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Enterprise Service Bus (ESB)
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Microservices architecture
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Kubernetes
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Docker
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OpenShift
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Kafka
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RabbitMQ
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Event-driven architecture
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Service mesh
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REST APIs
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GraphQL
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Open Banking APIs
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ISO 20022 messaging
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Real-Time Payments
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SWIFT integrations
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AI banking services
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Machine Learning pipelines
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Data Lakes
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Lakehouse platforms
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Data Warehousing
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Big Data analytics
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Digital identity platforms
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OAuth 2.0
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OpenID Connect
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Zero Trust Architecture
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DevSecOps pipelines
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CI/CD automation
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Infrastructure as Code
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Terraform
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Ansible
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GitHub Enterprise
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GitLab
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Jenkins
Banking Domain Expertise
Extensive experience should include:
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Digital Banking
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Mobile Banking
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Internet Banking
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Core Banking
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Consumer Banking
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Corporate Banking
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SME Banking
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Treasury Platforms
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Lending Systems
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Credit Decision Engines
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Payment Processing
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Merchant Acquiring
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Digital Wallets
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Financial APIs
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Embedded Finance
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Banking-as-a-Service
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Regulatory Technology
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Financial Crime Prevention
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AML monitoring
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KYC automation
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Customer Due Diligence
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Enterprise Risk Platforms
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Financial Reporting
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Digital Asset Infrastructure
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Financial Data Management
Candidate Profile
The ideal executive will possess:
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Master’s degree in Computer Science, Information Systems, Banking Technology, Finance, Engineering, or a related discipline.
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12+ years of enterprise banking or fintech experience.
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Proven leadership in large-scale digital transformation programmes.
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Deep understanding of enterprise architecture frameworks.
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Extensive experience modernizing banking platforms.
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Strong commercial awareness and strategic planning capabilities.
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Excellent stakeholder management and executive communication skills.
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Ability to lead geographically distributed teams.
Professional certifications such as TOGAF, AWS Solutions Architect, Microsoft Azure Architect, Google Professional Cloud Architect, PMP, CISSP, or equivalent will be considered advantageous.
Core Leadership Competencies
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Enterprise Architecture
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Strategic Vision
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Innovation Leadership
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Digital Transformation
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Executive Decision-Making
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Commercial Acumen
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Financial Technology Expertise
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Platform Modernization
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Customer-Centric Design
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Cross-Functional Collaboration
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Governance & Risk Oversight
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Operational Excellence
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Data-Driven Leadership
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Talent Development
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Change Management
Key Performance Indicators
Success in this role will be measured through:
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Delivery of enterprise banking transformation milestones.
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Platform scalability and performance.
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Reduction in technology debt.
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Increased digital customer adoption.
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Improved transaction throughput.
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Higher platform availability and resilience.
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Enhanced cybersecurity posture.
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Reduced operational costs through automation.
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Faster product deployment cycles.
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Improved customer satisfaction scores.
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Successful implementation of AI-driven banking capabilities.
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Growth in digital banking revenue streams.
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Regulatory readiness and audit outcomes.
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Innovation pipeline delivery.
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Executive stakeholder satisfaction.
Benefits & Rewards
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Highly competitive tax-efficient GCC remuneration package.
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Executive annual performance bonus.
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Long-term incentive opportunities.
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Premium international medical insurance.
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Executive wellness programme.
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Flexible hybrid working model.
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Continuous professional development funding.
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Sponsorship for advanced technical certifications.
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Leadership coaching and executive education.
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Annual travel allowance.
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Generous annual leave.
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Cutting-edge technology environment.
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Participation in strategic fintech innovation initiatives.
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Long-term career progression within the Gulf’s evolving digital banking ecosystem.
This role offers the opportunity to shape the future of enterprise fintech banking by delivering secure, intelligent, scalable, and customer-centric digital banking solutions that redefine financial services across the Gulf region and beyond.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
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