Vice President – Embedded Finance & Strategic Lending Platforms

📍 Manama, Bahrain

💼 Full-Time | Strategic Product Leadership

💰 High-Level Compensation + Annual Bonus + Family Benefits + Executive Incentives

The Strategic Opportunity

A next-generation fintech platform focused on credit innovation and intelligent lending ecosystems is hiring an accomplished Vice President – Embedded Finance & Strategic Lending Platforms to lead the design, execution, and commercialization of advanced lending solutions integrated directly into digital commerce and platform ecosystems.

This role focuses on transforming how businesses and consumers access capital through embedded finance, API-first lending infrastructure, BNPL ecosystems, SME financing, merchant funding, invoice finance, and automated underwriting systems.

The successful executive will shape lending architecture across multiple high-growth channels while ensuring strong portfolio quality, customer experience excellence, and sustainable commercial performance.

This is a major opportunity for a fintech leader who understands that the future of lending lies not inside traditional banking branches—but inside seamless digital experiences where finance becomes invisible, intelligent, and instantly accessible.

Primary Responsibilities

• Lead strategy for embedded lending products across B2B, B2C, and platform-driven finance ecosystems

• Design scalable lending models for SME finance, merchant cash advances, BNPL solutions, invoice financing, and consumer lending products

• Build API-first credit infrastructure for marketplace finance, partner integrations, and embedded checkout financing

• Develop underwriting innovation using alternative data, behavioral intelligence, AI decisioning, and automated risk assessment systems

• Collaborate with legal, compliance, product, treasury, operations, and partnerships teams to launch lending solutions at scale

• Drive portfolio growth, profitability, repayment performance, and customer acquisition across lending channels

• Ensure compliance with Bahrain regulatory frameworks and responsible lending standards

• Optimize onboarding journeys and approval experiences to improve conversion without weakening credit quality

• Manage servicing models, repayment ecosystems, and long-term lending portfolio sustainability

• Develop executive strategies for commercial growth and lending innovation across new market opportunities

Required Expertise

• Bachelor’s or Master’s degree in Finance, Economics, Fintech, Product Strategy, or related field

• 8–12+ years of experience in lending operations, credit products, fintech strategy, or digital banking

• Strong expertise in underwriting, portfolio management, embedded finance, and lending infrastructure

• Experience building modern lending products and alternative finance ecosystems

• Strong commercial leadership and strategic execution capability

• Executive-level stakeholder management and transformation leadership experience

Why Professionals Pursue This Role

This is one of the most exciting growth areas in fintech. You will redefine how people and businesses access capital—faster, smarter, and with less friction—while building financial products designed for the next generation of commerce.