Job Overview
Vice President – Embedded Finance & SME Growth Platforms
Primary Market: United Arab Emirates 🇦🇪
Engagement Model: Build → Launch → Scale → Monetize
Mission Statement
To build a deeply integrated financial ecosystem for SMEs, embedding:
- Payments
- Working capital financing
- Expense management
- Revenue analytics
directly into business workflows and digital platforms.
Phase-Based Execution Plan
Phase 1: Infrastructure Build (0–6 Months)
- Deploy payment acceptance systems across:
- POS
- E-commerce
- Mobile platforms
- Launch SME onboarding with automated KYC and risk profiling
Phase 2: Financial Product Expansion (6–18 Months)
- Introduce embedded lending:
- Credit lines based on transaction history
- Dynamic risk-adjusted pricing
- Enable real-time settlement and merchant wallets
Phase 3: Intelligence & Monetization (18–36 Months)
- AI-driven financial insights for SMEs
- Cash flow forecasting tools
- Revenue optimization engines
System Ownership
1. Payments Infrastructure
- Real-time processing systems
- High-volume transaction handling
- Integration with regional and global payment rails
2. Lending Engine
- Automated underwriting
- Portfolio risk management
- Adaptive credit allocation
3. SME Financial Dashboard
- Unified interface for:
- Payments
- Financing
- Analytics
Commercial Metrics (You Are Directly Accountable)
| Metric | Target |
|---|---|
| SME Acquisition | 250,000+ within 3 years |
| Transaction Volume Growth | ≥ 40% YoY |
| Lending Portfolio Performance | Controlled default rates |
| Revenue per SME | Continuous upward trend |
Regulatory Framework
- UAE financial services regulations for payments and lending
- Compliance with AML, KYC, and credit risk frameworks
- Data privacy and financial transparency obligations
Candidate Profile
- 12–18 years in fintech, SME banking, or platform-based financial services
- Proven experience scaling financial products with real revenue impact
- Strong execution capability across product, engineering, and growth
Compensation
- $300,000 – $650,000 annually
- Performance incentives tied to revenue growth and portfolio performance
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
