Job Overview
Strategic Architect of Financial Identity & Inclusive Credit Platforms – Remote (Kuwait)
Location: Remote — Supporting Kuwait’s financial inclusion, Open Banking, and National Digital Identity initiatives
Seniority Level: Strategic Architect / Credit Infrastructure Lead
Specialization: Financial Identity Systems / Credit Access Layering / Digital Lending Design
Languages: English (mandatory), Arabic (essential)
Sector: Fintech / Lending Infrastructure / Open Finance / Credit Identity
Role Overview:
Kuwait’s new generation of unbanked, self-employed, and digitally active citizens require alternative credit paradigms to fully engage with the digital economy. The Strategic Architect of Financial Identity & Inclusive Credit Platforms will design Kuwait’s next-generation credit infrastructure, merging psychometric evaluation, Open Banking data, telco behavior, and alternative reputation signals to form a composite financial identity.
You will be tasked with building the foundational rails of ethical, inclusive credit systems — empowering underserved communities and SMEs while enabling full lifecycle integration with neobanks, marketplaces, salary platforms, and sovereign lending channels.
Scope of Duties:
-
Design a scalable, API-accessible financial identity engine that synthesizes consumer behavior across financial, telecom, utility, e-commerce, and social platforms.
-
Develop Open Finance-enabled credit engines that dynamically adjust risk thresholds based on contextual variables and historical payment behaviors.
-
Create micro-lending modules with customizable credit paths for gig workers, homemakers, youth entrepreneurs, and refugee populations.
-
Engineer modular compliance modules aligned with Kuwait’s CBK directives and data privacy codes.
-
Integrate AI-powered fraud detection, income inference, and goal-based financial planning algorithms into each user’s credit lifecycle.
-
Build user-centric dashboards that visualize financial standing, personalized credit plans, and projected eligibility paths.
-
Collaborate with NGOs, banks, mobile operators, and digital platforms to unify data silos and unlock access.
Required Expertise:
-
10+ years in credit systems architecture, financial identity design, or inclusive finance platforms.
-
Deep understanding of Open Banking standards (e.g., PSD2, OBIE), psychometric lending, and consent-based data sharing.
-
Experience in MENA, ideally within Kuwait’s fintech or development finance sectors.
-
Master’s degree in Financial Inclusion, Computer Science, or AI for Finance.
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
👉 Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers
#MiddleEastJobs #UAEFinance
#NowHiring #FinancialServices #FXIndustry.
Quick Job application form
