Job Overview
Senior Fintech Infrastructure & Digital Banking Technology Architect
Location: Dubai, United Arab Emirates
Employment Type: Full-Time
Industry: Fintech | Digital Banking | Financial Infrastructure | Cloud Technology | Payment Systems
Role Overview
A highly progressive financial technology institution in Dubai is seeking an exceptional Senior Fintech Infrastructure & Digital Banking Technology Architect to lead the modernization of enterprise-grade banking technology ecosystems across high-volume digital finance platforms.
This strategic role is designed for a technology leader who understands the intersection of financial services, cloud-native architecture, payment rails, cybersecurity frameworks, and large-scale transactional infrastructure. The successful candidate will be responsible for designing resilient fintech platforms that support digital wallets, merchant acquiring, embedded finance, virtual accounts, API banking, remittance services, and next-generation customer payment experiences.
This position demands deep technical sophistication combined with strong business alignment, ensuring the institution’s digital architecture remains scalable, compliant, secure, and future-ready across rapidly evolving GCC financial ecosystems.
Core Responsibilities
- Design and oversee enterprise fintech architecture across payments, digital banking platforms, core banking integrations, and API ecosystems
- Lead modernization initiatives involving cloud migration, microservices transformation, and legacy banking infrastructure replacement
- Build secure, high-availability transaction processing systems capable of handling millions of daily financial events
- Develop infrastructure strategies for real-time payments, merchant settlements, treasury connectivity, and digital wallet orchestration
- Establish architecture governance across DevSecOps, CI/CD pipelines, containerization, and Kubernetes deployment models
- Collaborate with compliance teams to ensure alignment with UAE Central Bank regulatory frameworks, PCI DSS, ISO 27001, AML systems, and data residency requirements
- Define resilience standards for disaster recovery, failover systems, uptime guarantees, and business continuity planning
- Lead platform integrations with payment gateways, SWIFT systems, card schemes, fraud detection engines, and alternative payment methods
- Partner with product teams to enable embedded finance, BNPL frameworks, lending APIs, and cross-border payment capabilities
- Drive observability frameworks including system monitoring, incident response, performance optimization, and operational intelligence
- Mentor engineering teams and establish architectural standards for long-term fintech scalability
- Evaluate emerging technologies such as tokenized payments, CBDC readiness, AI-led infrastructure optimization, and programmable finance ecosystems
Required Qualifications
- Bachelor’s or Master’s degree in Computer Science, Software Engineering, Information Systems, or Financial Technology
- 8+ years of experience in fintech architecture, banking technology infrastructure, or enterprise payment systems
- Strong expertise in AWS, Azure, GCP, or hybrid cloud architecture within regulated financial environments
- Deep understanding of payment gateways, acquiring systems, digital wallets, remittance engines, and banking integrations
- Strong knowledge of API management, service mesh architecture, event-driven systems, and microservices deployment
- Proven experience with Kubernetes, Docker, Terraform, Kafka, Redis, PostgreSQL, and infrastructure-as-code environments
- Strong familiarity with financial compliance architecture including PCI DSS, PSD2 concepts, ISO frameworks, and transaction security controls
- Experience with fraud prevention platforms, authentication systems, and financial cybersecurity operations
- Strong stakeholder management skills with the ability to translate business priorities into technical strategy
- GCC fintech market exposure is highly desirable
Preferred Skills
- Experience with Open Banking ecosystems and Banking-as-a-Service infrastructure
- Exposure to blockchain settlement architecture and tokenized payment rails
- Knowledge of treasury systems integration and liquidity management platforms
- Experience supporting regulated financial institutions with multi-country operations
- Familiarity with AI-driven infrastructure automation and predictive operational analytics
Compensation & Benefits
- Highly competitive executive-level salary
- Annual performance incentives
- Housing and transport allowance
- Private healthcare coverage
- Family visa support
- Annual flight allowance
- Technology leadership development programs
- Long-term strategic growth opportunities within regional fintech transformation initiatives
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
Quick Job application form
