Job Overview

Senior Digital Payments Product Owner – Saudi Arabia

(Outcome-Driven Product Charter Format)

Product Charter Overview

Role Title: Senior Digital Payments Product Owner

Location: Remote (Saudi Arabia Market Alignment)

Product Domain: Payments | Wallets | Transaction Ecosystems

Product Vision

To design and scale next-generation digital payment solutions that deliver seamless, secure, and efficient financial transactions across Saudi Arabia’s rapidly digitizing economy.

Primary Outcomes

 Seamless Payment Experiences

• Deliver intuitive, frictionless payment journeys across mobile and web platforms
• Enhance transaction success rates and reduce payment failures

 Scalable Payment Infrastructure

• Define product requirements for high-volume transaction processing systems
• Ensure systems support multi-currency and cross-border capabilities

Outcome 3: Regulatory Alignment

• Integrate Saudi financial regulations into product design
• Ensure compliance across all payment workflows

 Continuous Innovation

• Introduce new features such as contactless payments, digital wallets, and real-time transfers
• Stay ahead of market trends and evolving customer expectations

Core Responsibilities

• Own the end-to-end product lifecycle from ideation to optimization
• Collaborate with engineering, design, and compliance teams
• Define product roadmaps and prioritize features based on impact
• Analyze performance metrics and refine product strategies

Professional Requirements

• Proven experience in payments, fintech products, or digital banking
• Strong understanding of payment systems, gateways, and transaction flows
• Ability to balance technical complexity with user experience
• Data-driven mindset with strong analytical capabilities

Compensation & Impact

• Competitive salary aligned with Saudi fintech benchmarks
• Performance-based incentives linked to product success
• Strategic role influencing payment innovation at scale

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