Full Time

Senior Digital Payments Innovation Strategist

  • Remote
  • Specialism : Senior Digital Payments Innovation Strategist.
  • Post Date: December 8, 2025
  • Expires In : 89 Days
  • Apply Before: March 8, 2026
Job Overview

Senior Digital Payments Innovation Strategist – United Arab Emirates (UAE)

Location: Fully Remote (Across Global Time Zones)

Region Focus: United Arab Emirates – Digital Payments, Open Banking, Real-Time Settlement

Role Level: Senior / Strategic Leadership

Employment Type: Full-Time, Remote

Role Overview

This role centers on architecting next-generation digital payments frameworks aligned with the UAE’s accelerating transition toward frictionless cross-border settlement, instant payment rails, and advanced open banking ecosystems. The strategist will lead conceptualization, design, and optimization of large-scale payment innovations, enabling interoperability across digital wallets, real-time clearing systems, and regulated API gateways. The role demands mastery of multi-layered financial architectures, compliance assurance under UAE-specific regulatory frameworks, and the ability to convert complex financial infrastructures into scalable digital execution models.

Key Responsibilities

  • Engineer unified digital payment blueprints aligned with UAE’s regulatory modernization agendas, including open banking directives, instant transfers, and enhanced consumer protection mandates.

  • Develop cross-border settlement workflows leveraging ISO 20022 messaging, tokenized payment channels, and secure identity frameworks.

  • Conduct multi-phase feasibility analyses for UAE-based digital marketplaces, micro-merchants, and enterprise clients adopting next-gen payment systems.

  • Integrate fraud analytics, AML automation, and behavioral risk scoring into digital payment lifecycles.

  • Advance strategic partnerships with international payment networks, remittance facilitators, and fintech API infrastructure providers.

  • Oversee end-to-end ecosystem performance models, ensuring multiregional scalability, zero-downtime resilience, and optimal user experience.

Qualifications

  • 8+ years in digital payments strategy, fintech architecture, or real-time transaction systems.

  • Deep knowledge of UAE digital payments landscape, ISO 20022, API orchestration, and cross-border remittance frameworks.

  • Strong expertise in digital wallet systems, instant payment rails, tokenization, and ecosystem interoperability.

  • Ability to interpret complex regulatory standards into actionable digital execution pathways.

Preferred Competencies

  • Experience with AI-driven payments optimization or behavioral fraud analytics.

  • Proven ability in multi-jurisdiction payment product design.

  • Advanced stakeholder management in high-growth fintech environments.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers
#MiddleEastJobs #UAEFinance 
#NowHiring #FinancialServices #FXIndustry.

Quick Job application form

PHILPOTT & BAKER SERVICES LTD
Welcome to PHILPOTT & BAKER SERVICES LTD There are diverse possibilities for attractive financial investments. The best asset investment combines sound expert knowledge with the individual requirements of the people who have built up these assets. Email: info@philpottbaker.com Website: w
Translate »
Select your currency