Job Overview

Senior Architect – Intelligent Credit Operations, Embedded Lending & SME Digital Finance

Kuwait**

Role Purpose

The Remote Senior Architect for Intelligent Credit Operations & Embedded Lending will lead the development of Kuwait’s advanced digital credit ecosystem, unifying AI-powered underwriting, embedded lending workflows, SME-centric financial enablement tools, and dynamic liquidity intelligence systems. This role aims to transform SME financing structures and elevate Kuwait’s digital financial competitiveness.

Strategic Responsibilities

• Next-Generation Credit Decisioning
  
  Build machine-learning models capable of generating real-time credit evaluations using behavioral analytics, business telemetry, transactional signals, and predictive risk scoring.

• Embedded Lending Infrastructure
  
  Design fully modular lending rails integrating merchant financing, instant micro-lending, business cash advance modules, invoice financing pathways, and automated risk gating.

• SME Digital Enablement Ecosystems
  
  Develop digital finance environments enabling SMEs to access capital, manage liquidity cycles, optimize operational expenditure, and forecast financial stability.

• Enterprise Intelligence & Data Architecture
  
  Engineer unified data models, cross-platform intelligence pipelines, and decision orchestration engines with Kuwait-aligned governance.

• Risk Governance, Controls & Transparency
  
  Establish automated compliance checks, auditability layers, multi-level risk thresholds, and digital credit lifecycle governance.

Technical Proficiency

• Expertise in intelligent credit systems, embedded finance architecture, SME digital financing, API banking, machine-learning underwriting, and transaction-level predictive analytics.

• Strong capability in cloud-native data engineering, risk modelling, and enterprise finance orchestration.

Ideal Profile

• Architect capable of merging credit science, SME finance, and embedded fintech engineering.

• Responsible for designing Kuwait-focused lending infrastructure while operating fully remotely at an international technical standard.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers
#MiddleEastJobs #UAEFinance 
#NowHiring #FinancialServices #FXIndustry.