Job Overview
PRODUCT STRATEGIST — DIGITAL LENDING & CREDIT TECHNOLOGY
Location: Saudi Arabia — Remote / GCC Regional Coverage
Seniority Level: Senior Strategic Professional
Employment Type: Full-time, Permanent
Industry Focus: Fintech, Digital Lending, Credit Technology, AI, Financial Analytics
STRATEGIC MANDATE
The Product Strategist will shape the evolution of technology-enabled lending and credit products, connecting customer needs, financial economics, data intelligence, risk considerations, and technology capabilities into commercially sustainable product strategies.
The role requires a professional capable of looking beyond individual features and understanding the complete credit-product lifecycle—from customer acquisition and assessment through decisioning, servicing, and portfolio performance.
CORE RESPONSIBILITIES
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Define long-term strategy for digital credit and lending products.
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Analyse customer segments, market opportunities, and competitive offerings.
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Develop product economics and commercial business cases.
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Translate customer and market research into strategic product requirements.
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Work with data and technology teams on intelligent credit-decisioning capabilities.
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Develop product roadmaps and strategic priorities.
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Evaluate opportunities for automation across lending journeys.
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Analyse portfolio performance and customer behaviour.
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Establish product KPIs covering acquisition, conversion, utilization, retention, and profitability.
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Coordinate product, engineering, analytics, finance, operations, and risk stakeholders.
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Present strategic recommendations to senior leadership.
CANDIDATE PROFILE
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Bachelor’s or Master’s degree in Finance, Economics, Business, Technology, Mathematics, or related field.
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6+ years of fintech, lending, banking, product strategy, or financial-services experience.
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Strong understanding of digital lending and credit-product economics.
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Excellent analytical and commercial judgement.
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Experience working with data-driven financial products.
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Strong communication and stakeholder-management capabilities.
STRATEGIC SCORECARD
Product adoption • Credit conversion • Portfolio economics • Customer retention • Operational efficiency • Revenue contribution
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