Job Overview
Principal Fraud Analyst – Payments Security & Digital Banking Intelligence
Location: Riyadh, Saudi Arabia
Industry: Fintech | Digital Payments | Fraud Analytics | Banking Security
Employment Type: Full-Time | Permanent
About the Position
A leading fintech banking organization is seeking a highly experienced Principal Fraud Analyst – Payments Security & Digital Banking Intelligence to strengthen enterprise fraud analytics, payment security, and customer protection capabilities across a rapidly growing portfolio of digital financial services.
This strategic analytical role is responsible for identifying complex fraud patterns, developing advanced detection methodologies, enhancing fraud monitoring frameworks, and delivering intelligence that supports real-time decision-making. The successful candidate will leverage data analytics, behavioral modelling, and operational intelligence to proactively identify threats while minimizing customer friction and protecting business performance.
Working closely with Fraud Operations, Data Engineering, Artificial Intelligence teams, Product Managers, Software Engineers, Risk Management, Compliance, and Executive Leadership, you will help build a data-driven fraud prevention capability that supports secure and trusted digital banking experiences.
Primary Responsibilities
- Analyze high-volume payment and banking transactions to identify suspicious activity and emerging fraud trends.
- Develop fraud detection rules, analytical models, and risk indicators.
- Conduct investigations into complex fraud cases involving digital banking products.
- Collaborate with Data Science teams to improve predictive fraud detection capabilities.
- Build dashboards tracking fraud rates, operational performance, customer impact, and financial losses.
- Perform root cause analysis and recommend fraud mitigation strategies.
- Support fraud risk assessments for new products and digital initiatives.
- Optimize fraud monitoring systems to improve detection accuracy while reducing false positives.
- Prepare executive reports and strategic fraud intelligence presentations.
- Participate in cross-functional fraud response and incident management activities.
- Mentor fraud analysts and promote analytical excellence.
- Evaluate emerging technologies and best practices within fraud analytics.
Required Qualifications
- Bachelor’s degree in Data Analytics, Finance, Computer Science, Information Systems, Business Administration, Financial Technology, or related discipline.
- Master’s qualification preferred.
- Minimum 7–10 years of experience in fraud analytics, payment security, financial crime analysis, or digital banking.
- Strong analytical mindset with experience working with enterprise-scale financial data.
- Excellent communication and stakeholder engagement skills.
Technical Skills
- SQL
- Python
- Power BI
- Tableau
- Statistical Analysis
- Machine Learning Concepts
- Fraud Detection Systems
- Payment Analytics
- Transaction Monitoring
- Case Management Platforms
- Data Visualization
- Financial Reporting
- Risk Analytics
- Microsoft Excel (Advanced)
Leadership Competencies
- Analytical Leadership
- Fraud Investigation
- Decision Support
- Strategic Thinking
- Collaboration
- Innovation
- Communication Excellence
- Stakeholder Management
- Team Development
- Continuous Learning
Benefits
- Executive tax-free remuneration package
- Annual performance incentives
- Family healthcare coverage
- Housing support
- Annual travel allowance
- Sponsored postgraduate education and professional certifications
- Leadership coaching programmes
- Flexible work arrangements
- Global fraud intelligence conference participation
- Excellent long-term career advancement opportunities
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
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