Job Overview
Principal Fintech AI Risk Modeling & Credit Analytics Lead – Riyadh, Saudi Arabia
Job Type: Full-Time
Experience Level: Principal (10–15 years)
Functional Area: AI/ML | Credit Risk | Financial Analytics
Role Overview
In modern fintech, risk is no longer static—it is dynamic, predictive, and data-driven. This role is for a highly analytical leader who can design AI-powered risk models that continuously adapt to changing financial behaviors and market conditions.
Core Responsibilities
- Develop and deploy machine learning models for credit risk assessment and scoring
- Build predictive analytics systems for loan performance, defaults, and portfolio optimization
- Integrate alternative data sources to enhance credit decision accuracy
- Collaborate with engineering teams to deploy models into real-time decision engines
- Monitor and recalibrate models to ensure accuracy, fairness, and regulatory compliance
- Design frameworks for risk segmentation, stress testing, and scenario analysis
- Ensure transparency and explainability of AI models for regulatory and business stakeholders
Technical Stack
- Programming: Python, R
- ML Frameworks: TensorFlow, PyTorch
- Data: Large-scale financial datasets, real-time data streams
- Tools: SQL, Spark, data visualization platforms
- Infrastructure: Cloud-based ML pipelines
Required Qualifications
- Degree in Data Science, Mathematics, Finance, or related field
- 10+ years in risk modeling, data science, or financial analytics
- Strong expertise in statistical modeling and machine learning techniques
- Experience with credit risk systems and lending platforms
- Ability to translate complex models into business insights
Preferred Expertise
- Experience with alternative credit scoring models
- Knowledge of model governance and regulatory requirements
- Familiarity with real-time analytics and decision systems
- Strong leadership and mentoring capabilities
Strategic Importance
You will redefine how financial institutions assess risk—moving from reactive models to predictive intelligence systems that drive smarter, faster decisions.
Are you excited about this opportunity?
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