Full Time

Principal Architect & Embedded Finance Orchestration & Digital Merchant Enablement

  • Remote
  • Specialism : Principal Architect & Embedded Finance Orchestration & Digital Merchant Enablement
  • Post Date: October 25, 2025
  • Expires In : 91 Days
  • Apply Before: January 25, 2026
Job Overview

Remote Principal Architect, Embedded Finance Orchestration & Digital Merchant Enablement – Bahrain

Location: Remote (Bahrain Business Hours Flex)

Appointment Type: Full-Time Senior Principal Architect

Compensation: Competitive Global Benchmark + Strategic Incentives

Travel Requirements: Occasional fintech consortium briefings in Manama

Role Purpose

The Remote Principal Architect for Embedded Finance Orchestration will design, optimize, and steer multi-dimensional embedded finance platforms that enable digital merchant enablement, real-time settlement, and intelligent invoice factoring across Bahrain’s acceleration toward platform-based digital commerce.

Mission-Critical Responsibilities

  • Engineer hyper-modular embedded finance microservices capable of integrating directly into merchant ERPs, storefronts, and mobile commerce applications.

  • Design real-time settlement engines with adaptive liquidity buffers, settlement prioritization, and invoice exposure scoring.

  • Implement merchant onboarding pipelines featuring multi-sourced risk attributes, behavioral profiling, and adverse-signal enrichment.

  • Deploy intelligent factoring engines that dynamically model invoice maturity risk and counter-party credit behavior using probability distributions.

  • Lead architectural strategy for real-time merchant assistance APIs, providing instant underwriting signals and contextual credit recommendations.

  • Orchestrate secure token routing among wallets, merchant acquirers, and cloud payment switches under high-throughput concurrency.

Technical Prerequisites

  • 12+ years in digital payments, merchant acquiring systems, or embedded middleware orchestration.

  • Mastery of asynchronous payment switching, token routing logic, and transaction normalization.

  • Deep familiarity with secure remote key operations, digital identity frameworks, and merchant onboarding compliance patterns.

Preferred Capabilities

  • Experience designing merchant credit intelligence models rooted in transaction velocity, seasonality, and retention curves.

  • Familiarity with embedded finance adoption trends across GCC retail and logistics segments.

Essential Competencies

  • Market ecosystem awareness

  • Hands-on data modeling intuition

  • Complex merchant lifecycle understanding

  • Scalable platform design discipline

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

👉 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

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#MiddleEastJobs #UAEFinance 
#NowHiring #FinancialServices #FXIndustry. 

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Welcome To AUSFINTEC Management, strategy, and operations consultants are available from Ausfintec's Business Consulting. Our business consulting services focus on our clients' most critical issues and opportunities: strategy, marketing, organization, operations, technology, transformation, digita
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