Full Time

Principal Architect – Core Banking Platforms & Real-Time Payment Infrastructure

  • Remote
  • Specialism : Principal Architect – Core Banking Platforms & Real-Time Payment Infrastructure
  • Post Date: March 3, 2026
  • Expires In : 91 Days
  • Apply Before: June 3, 2026
Job Overview

Principal Architect – Core Banking Platforms & Real-Time Payment Infrastructure

GCC Jurisdictional Focus: United Arab Emirates

Format: Technical Architecture & Engineering Leadership Specification

Technical Mission

This role is dedicated to the engineering and architectural design of next-generation financial platforms. The Principal Architect operates at the deepest technical layer of fintech, defining how core banking engines, real-time payment rails, and transaction processing systems are structured, scaled, and secured.

The position is fully remote and excludes people management, focusing purely on technical authority and architectural precision.

Key Responsibilities

  • Design core banking and payment system architectures

  • Define real-time transaction processing models

  • Ensure high availability, fault tolerance, and system resilience

  • Architect API-based financial ecosystems

  • Conduct performance modelling, capacity planning, and stress testing

  • Produce detailed technical documentation and system blueprints

Technical Focus Areas

  • Core banking engines

  • Instant payment systems

  • Financial APIs and middleware

  • Transaction orchestration

  • Data integrity and reconciliation

Required Expertise

  • 15–22 years in financial systems engineering or fintech architecture

  • Proven experience designing large-scale transaction platforms

  • Deep understanding of distributed systems and payment flows

  • Strong documentation and system-modelling skills

  • Demonstrated success working in remote, high-autonomy technical roles

Engagement Model

  • Fully remote senior technical mandate

  • Architecture-first deliverables

  • Compensation aligned with principal-level engineering benchmarks

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers.

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PHILPOTT & BAKER SERVICES LTD
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