Full Time

Lead Fintech Payments & Real-Time Transaction Engineer

  • Dubai, United Arab Emirates
  • Specialism : Financial Operations, Payments
  • Post Date: August 11, 2026
  • Expires In : 91 Days
  • Apply Before: November 11, 2026
Job Overview

πŸ‡¦πŸ‡ͺ UNITED ARAB EMIRATES β€” ENGINEER

Lead Fintech Payments & Real-Time Transaction Engineer

Location: United Arab Emirates β€” Remote / GCC & International Coverage

Seniority Level: Lead / Technical Leadership

Employment Type: Full-time, Permanent

Industry Focus: Fintech β€’ Payments β€’ Digital Banking β€’ Distributed Systems β€’ APIs β€’ Cloud

ENGINEER

Lead Fintech Payments & Real-Time Transaction Engineer

EVERY MILLISECOND MATTERS.

A financial transaction can begin with a simple tap.

Behind that tap may sit dozens of services:

Authentication β†’ Risk β†’ Routing β†’ Processing β†’ Ledger β†’ Settlement β†’ Notification

The customer sees simplicity.

The engineer creates the system that makes that simplicity possible.

We are looking for an exceptional Engineer to design, build, optimise, and operate high-performance payment and transaction infrastructure capable of supporting sophisticated financial products at scale.


THE ENGINEERING CHALLENGE

You will work on systems where:

  • Reliability is non-negotiable

  • Latency matters

  • Transaction integrity matters

  • Security is fundamental

  • Scalability must be engineered

  • Failures must be recoverable

  • Observability must be built in


YOUR RESPONSIBILITIES

Payment Engineering

Develop and enhance payment-processing services supporting multiple transaction flows and financial products.

Real-Time Systems

Build highly responsive services capable of processing financial events with low latency.

Distributed Architecture

Design resilient services using modern distributed-system principles.

API Engineering

Develop secure, scalable APIs connecting applications, merchants, financial platforms, and external services.

Transaction Integrity

Implement mechanisms that protect transaction consistency, idempotency, reconciliation, and reliable processing.

Performance Engineering

Identify bottlenecks and optimise throughput, latency, infrastructure utilisation, and system efficiency.

Reliability

Build monitoring, alerting, fault-tolerance, recovery, and observability capabilities.

Technical Leadership

Mentor engineers, participate in architecture decisions, conduct technical reviews, and establish engineering standards.


TECHNOLOGY ENVIRONMENT

Experience with several of the following:

  • Java

  • Python

  • Go

  • Spring Boot

  • Node.js

  • Kafka

  • PostgreSQL

  • Redis

  • Kubernetes

  • Docker

  • AWS / Azure / GCP

  • REST / GraphQL

  • Microservices

  • Event-driven architecture

  • CI/CD

  • Infrastructure as Code

  • Observability platforms


ENGINEERING PHILOSOPHY

The question is not simply:

β€œDoes the payment work?”

The better questions are:

How does it behave under extreme load?

What happens if a downstream service fails?

Can the transaction be safely retried?

How do we guarantee consistency?

Can we identify the failure immediately?

Can the system recover without compromising financial integrity?

That level of engineering discipline is expected.


IDEAL PROFILE

  • 7+ years in software engineering, payments, fintech, banking technology, or distributed systems

  • Proven experience building production-grade financial systems

  • Strong understanding of payment processing

  • Excellent software-engineering fundamentals

  • Experience with distributed systems and event-driven architecture

  • Strong cloud and DevOps knowledge

  • Excellent problem-solving ability

  • Experience mentoring technical teams

Compensation: Competitive lead-engineering package based on experience and technical scope.

Work Model: Remote-first with GCC and international collaboration.

Application Focus: Demonstrate high-scale payment systems, transaction platforms, APIs, or distributed financial infrastructure you have designed or significantly improved.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

Β Apply now by clicking on the β€œApply Now” button below.Β 

Let’s shape the future of finance together!

#EmploySolutionJobs #FXCareers.

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