Job Overview
Position: Head of Payments Innovation & Interoperability – Remote, Kuwait
Location: Remote (Kuwait-based initiative)
Type: Full-Time | Remote
Industry: Fintech – Payments & Digital Infrastructure
Experience Level: 10+ years (Minimum 5 years in GCC payments or interbank infrastructure)
The Role
Kuwait’s digital payments landscape is at a pivotal moment—poised for a shift from closed-loop systems to interoperable rails that serve consumers, SMEs, and enterprise clients seamlessly. We are seeking a strategic and technically astute Head of Payments Innovation & Interoperability to spearhead the architecture, governance, and scalability of a remote-first payment platform focused on real-time money movement, digital wallets, and next-gen payment switches across Gulf markets.
This is a high-impact, high-complexity role ideal for fintech leaders passionate about advancing financial inclusion and infrastructure modernization in highly regulated banking systems.
Key Responsibilities
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Design and oversee the architecture of interoperable payment rails, QR-code based payment acceptance, and real-time settlement frameworks.
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Develop payment orchestration layers that integrate with card schemes, local switches (e.g., KNET), and international corridors.
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Partner with central banks, payment system operators, and ISO 20022 teams to shape data standards and secure APIs.
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Own the roadmap for merchant onboarding tools, tokenization engines, and payment compliance automation.
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Lead initiatives on fraud detection via AI/ML for domestic and cross-border transaction monitoring.
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Strategize product alignment with Kuwait’s Vision 2035 economic and digital transformation goals.
Minimum Requirements
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Deep experience in payment network design, real-time payments (RTP), or national payment gateway engineering.
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Exposure to GCC regulatory environments—ideally with direct experience working under CBK (Central Bank of Kuwait) or similar authorities.
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Solid understanding of PCI-DSS, EMVCo standards, and PSD2-style consent architecture.
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Excellent leadership and stakeholder engagement skills across fintech, regulatory, and infrastructure layers.
Bonus Points
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Experience launching domestic card schemes or interoperable e-wallet platforms.
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Familiarity with API sandboxing, consent-based data sharing, and open banking models.
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Bilingual fluency (Arabic & English) preferred but not required.
Are you excited about this opportunity?
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