Job Overview
Group Chief Innovation Officer – Embedded Finance, Digital Payments & Banking Ecosystems
Location: Dubai, United Arab Emirates
Industry: Fintech | Embedded Finance | Digital Payments | Banking Innovation
Employment Type: Full-Time
Work Model: Executive Leadership | C-Suite Strategic Transformation Role
Role Overview
A high-growth financial technology ecosystem in Dubai is seeking an exceptional and visionary Group Chief Innovation Officer – Embedded Finance, Digital Payments & Banking Ecosystems to spearhead the institution’s next era of financial modernization across embedded finance platforms, digital payment infrastructure, merchant ecosystems, and next-generation banking services.
This is a flagship C-suite role designed for a transformational fintech executive who understands that the future of banking is no longer limited to traditional institutions but exists across commerce platforms, enterprise systems, digital channels, and real-time financial experiences. The successful candidate will be responsible for redefining how financial services are embedded into everyday transactions across consumer, SME, corporate, and institutional environments.
The mandate requires executive leadership across product innovation, platform strategy, ecosystem expansion, revenue monetization, infrastructure modernization, and regulatory-grade execution capable of positioning the institution as a dominant financial technology leader across GCC and international markets.
Key Responsibilities
- Define and execute enterprise-wide embedded finance and digital payments strategy across multiple financial service channels
- Lead transformation of merchant acquiring systems, payment gateways, API banking services, wallet infrastructure, and embedded lending platforms
- Build scalable ecosystems connecting merchants, banks, fintech platforms, enterprises, and consumers through seamless financial service delivery
- Architect next-generation transaction frameworks for real-time payments, treasury-linked services, merchant finance, and financial orchestration platforms
- Develop monetization strategies across transaction revenue, platform subscriptions, ecosystem partnerships, and embedded banking products
- Collaborate with regulators, compliance leaders, treasury teams, and legal stakeholders to ensure full regulatory alignment across all innovation programs
- Establish strategic partnerships with banks, processors, infrastructure vendors, payment schemes, and enterprise platform providers
- Oversee enterprise governance frameworks for innovation execution, platform performance, and financial profitability
- Drive customer lifecycle transformation through frictionless onboarding, intelligent servicing, and personalized financial experiences
- Mentor executive leaders across payments, product, operations, treasury, compliance, and engineering divisions
Required Qualifications
- Bachelor’s degree in Finance, Economics, Financial Technology, Computer Science, Engineering, or Business Administration
- MBA or executive postgraduate qualification strongly preferred
- 12+ years of senior leadership experience in fintech, banking transformation, payments, or digital financial services
- Deep expertise in embedded finance, digital payments, merchant ecosystems, and financial infrastructure modernization
- Strong understanding of GCC financial regulations, governance models, and institutional operating frameworks
- Proven success leading enterprise-scale financial transformation programs
- Exceptional board-level communication and executive stakeholder leadership skills
- Strong commercial leadership with measurable revenue growth achievements
Preferred Expertise
- Embedded finance architecture
- Banking-as-a-Service ecosystems
- Payment orchestration platforms
- Merchant finance systems
- API banking monetization
- Real-time payment infrastructure
- Financial product innovation
- Enterprise ecosystem strategy
Compensation & Benefits
- Executive-level tax-free compensation package
- Annual strategic innovation bonus
- Housing, transport, and family allowances
- Premium healthcare and education support
- International fintech leadership exposure
- Global executive conference participation
- Long-term succession pathway toward Group CEO or Board Executive roles
Are you excited about this opportunity?
Don’t miss the chance to make a difference in the fintech and FX industry!
Apply now by clicking on the “Apply Now” button below.
Let’s shape the future of finance together!
#EmploySolutionJobs #FXCareers.
