Fintech SME Lending Product Transformation Manager

Job Overview

Fintech SME Lending Product Transformation Manager – Growth, Inclusion & Credit Innovation (Oman)

Transformation Narrative

Small and medium-sized enterprises (SMEs) represent a vital engine of economic growth. This role is framed as a digital transformation journey, focused on redefining how SMEs access credit through innovative fintech solutions.

Transformation Pillars

Pillar 1: Product Reinvention

• Redesign SME lending products to be more accessible, flexible, and user-friendly.
• Introduce digital-first features that simplify borrowing processes.

 Credit Accessibility Expansion

• Develop strategies to reach underserved SME segments.
• Utilize alternative data sources to improve credit inclusion.

 Process Digitization

• Streamline application, approval, and disbursement processes.
• Reduce friction in the lending lifecycle through automation.

 Growth & Sustainability

• Ensure lending growth is balanced with portfolio quality.
• Build sustainable credit ecosystems that support long-term SME success.

Core Responsibilities

• Lead transformation of SME lending products and processes.
• Collaborate with product, risk, and operations teams.
• Analyze performance and continuously refine strategies.
• Ensure compliance with financial regulations.

Required Competencies

• Strong understanding of SME lending, fintech products, and digital transformation.
• Strategic thinking with execution capability.
• Ability to balance growth with responsible lending practices.

Experience Profile

• 6–10 years in lending, fintech product management, or financial services roles.

Performance Metrics

• SME loan growth and adoption
• Approval efficiency and turnaround time
• Portfolio quality and default rates

Impact Statement

You will transform SME financing by enabling faster, more inclusive, and digitally driven access to credit.

Work Model

• Fully remote with transformation-focused responsibilities.
• Innovation-driven and impact-oriented environment.

Are you excited about this opportunity?

Don’t miss the chance to make a difference in the fintech and FX industry!

 Apply now by clicking on the “Apply Now” button below.

Let’s shape the future of finance together!

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