Job Overview
Executive Principal – Remote Fintech Sovereign-Scale Digital Payments & Settlement Architecture Lead
Geographic Market Anchor: Abu Dhabi
Work Model: Fully Remote | International Scope
Engagement Structure: Independent / Contractual Executive Mandate
Primary Domain: Digital Payments Infrastructure, Settlement Systems, Monetary Flow Architecture
Strategic Role Mandate
This role is positioned at the sovereign-scale layer of fintech infrastructure, responsible for defining how large-volume, high-value digital payments and settlements are architected, governed, and sustained across complex financial ecosystems. The Executive Principal for Digital Payments & Settlement Architecture establishes the structural logic by which value moves, finalizes, and reconciles across multi-rail, multi-currency environments.
The mandate is deeply architectural and systemic, focusing on settlement determinism, liquidity timing, transaction finality, and infrastructure resilience, rather than product execution or day-to-day operations.
Key Strategic Responsibilities
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Architect end-to-end payment and settlement infrastructures covering initiation, authorization, clearing, settlement, and reconciliation
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Define settlement engines capable of real-time, near-real-time, and deferred settlement paradigms
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Design cross-border and multi-currency monetary flow architectures with precise liquidity and timing controls
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Establish transaction state models ensuring deterministic and auditable outcomes
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Develop resilience, redundancy, and failover strategies for payment continuity under systemic stress
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Define governance standards for exceptions, reversals, disputes, and settlement anomalies
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Produce long-term architectural blueprints, reference models, and evolution roadmaps
Professional Requirements
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16–22+ years in fintech payments, settlement systems, or financial infrastructure architecture
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Deep understanding of clearing theory, settlement mechanics, and transaction finality
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Proven experience designing large-scale payment infrastructures
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Advanced knowledge of distributed systems and high-availability architectures
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Ability to operate autonomously at executive level in a fully remote environment
Ideal Profile
Architects who engineer how money conclusively moves and settles, ensuring trust, accuracy, and institutional-grade resilience.
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