Job Overview
Executive Director of Real-Time Payments Infrastructure & Intelligent Settlement Systems – United Arab Emirates (UAE)
Location: Fully Remote (role aligned with UAE financial regulatory and digital transformation frameworks)
Seniority: Executive Director
Core Domains: Real-time payments, settlement architecture, digital identity validation, multi-rail financial infrastructure
Role Overview
This executive mandate leads the strategic and technical engineering of the UAE’s next-generation real-time payments infrastructure. The Director will design the foundations for ultra-low-latency transaction processing, adaptive AML orchestration, interoperable settlement mechanisms, and intelligent liquidity management pipelines.
Primary Responsibilities
Digital Payments & Settlement Architecture
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Architect multi-rail payment frameworks integrating instant-pay rails, ISO 20022 messaging, real-time clearing, and multi-currency settlement modules.
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Design intelligent liquidity optimization engines enabling high-velocity settlement workflows and automated intraday liquidity monitoring.
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Implement programmable settlement logic supporting institutional payments, merchant disbursements, and cross-border digital trade.
Regulatory Compliance & Risk-Control Systems
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Build compliance-embedded settlement layers aligning with UAE data-residency mandates, AML protocols, and global financial integrity standards.
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Deploy AI-augmented risk-scoring, sanctions intelligence, and anomaly detection models within payment flows.
Interoperability & Ecosystem Integration
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Engineer open-API connectivity enabling seamless integration across banks, fintechs, merchants, wallets, and enterprise platforms.
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Establish interoperability frameworks linking UAE digital payment systems with regional and global corridors.
Candidate Profile
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12+ years in real-time payments, settlement-system engineering, or financial infrastructure design.
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Advanced fluency in ISO 20022, payment orchestration, compliance automation, and cross-border payment technologies.
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Experience designing high-throughput financial systems and multi-party connectivity models.
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