Job Overview

Executive Director of Embedded Finance Strategy & Digital Banking Innovation

Riyadh, Riyadh

A rapidly transforming financial technology ecosystem in Saudi Arabia is seeking a visionary Executive Director of Embedded Finance Strategy & Digital Banking Innovation to lead enterprise-scale fintech transformation initiatives focused on next-generation financial ecosystems, integrated payment infrastructures, digital banking modernization, and intelligent financial services architecture.

This is a rare strategic opportunity for highly accomplished fintech professionals who possess exceptional leadership capabilities, advanced digital finance expertise, and the ability to design innovative financial products capable of reshaping how consumers and businesses interact with modern financial ecosystems across the Gulf region.

The successful candidate will lead high-impact initiatives spanning embedded finance frameworks, API-driven banking ecosystems, digital payment infrastructures, merchant financial technologies, AI-enhanced financial services, transaction intelligence systems, and enterprise fintech growth strategies.

This role demands a commercially sophisticated leader capable of balancing innovation, operational scalability, regulatory alignment, customer-centric financial transformation, and long-term fintech ecosystem expansion.

Strategic Leadership Responsibilities

• Lead enterprise fintech innovation initiatives involving embedded finance, digital banking modernization, and intelligent transaction ecosystems.
• Design strategic roadmaps supporting digital financial transformation across payment technologies, merchant finance systems, and API-driven financial services.
• Oversee the development and commercialization of next-generation fintech products targeting retail, SME, enterprise, and institutional financial markets.
• Collaborate with engineering, cybersecurity, compliance, analytics, and operations divisions to deliver scalable digital financial infrastructures.
• Drive strategic partnerships with banking institutions, fintech service providers, payment processors, and technology integration partners.
• Lead enterprise transformation programs involving cloud-native banking systems, intelligent payment architectures, and digital customer experience optimization.
• Develop operational governance structures supporting financial compliance, transaction security, and scalable fintech expansion.
• Analyze emerging fintech trends involving AI finance, open banking ecosystems, digital transaction intelligence, and embedded payment technologies.
• Supervise executive-level product strategy, commercial performance metrics, and fintech operational scalability initiatives.
• Present strategic fintech transformation recommendations to executive leadership and investment stakeholders.
• Guide enterprise innovation programs involving automation, predictive financial systems, and digital commerce ecosystems.

Professional Qualifications

• Bachelor’s or Master’s degree in Finance, Financial Technology, Business Administration, Computer Science, Economics, or related disciplines.
• 10+ years of experience in fintech leadership, digital banking strategy, financial innovation, or enterprise financial technology management.
• Strong expertise in digital payment systems, embedded finance ecosystems, API banking infrastructure, and fintech commercial operations.
• Deep understanding of GCC fintech regulatory frameworks and modern digital financial architectures.
• Experience leading enterprise fintech modernization and large-scale financial technology initiatives.
• Strong strategic planning, commercial leadership, and stakeholder engagement capabilities.

Preferred Executive Competencies

• Exceptional fintech transformation leadership abilities.
• Strong commercial and operational intelligence.
• Advanced understanding of emerging digital finance technologies.
• Excellent negotiation and strategic partnership management capabilities.
• Ability to lead large multicultural fintech teams.
• Strong executive communication and board-level presentation skills.

Executive Benefits Package

• Elite tax-free executive compensation structure.
• Annual fintech innovation bonuses and strategic leadership incentives.
• Executive housing and transportation allowances.
• Premium family healthcare and insurance coverage.
• International travel and executive wellness benefits.
• Sponsored global fintech leadership conferences and executive certifications.
• Long-term regional leadership growth opportunities within advanced financial technology ecosystems.
• Exposure to enterprise-scale digital banking transformation initiatives shaping the future of finance.

Are you excited about this opportunity?

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 Apply now by clicking on the “Apply Now” button below. 

Let’s shape the future of finance together!

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