Executive Director of Digital Payment Ecosystem Architecture

Job Overview

Executive Director of Digital Payment Ecosystem Architecture

Jurisdictional Focus: Saudi Arabia (KSA)

Engagement Model: Fully Remote | KSA Time Zone Alignment Preferred

Role Synopsis

The Executive Director of Digital Payment Ecosystem Architecture will serve as the principal visionary and architect for the Kingdom’s next-generation financial infrastructure, overseeing the end-to-end design, deployment, and strategic evolution of retail, corporate, and cross-border payment systems. This role demands a rare combination of technical mastery, regulatory foresight, and executive leadership, with a mandate to drive scalable, resilient, and innovative financial infrastructure aligned with national digital transformation strategies.

Strategic Responsibilities

• Design and architect nationwide digital payment ecosystems including instant payments, digital wallets, card schemes, and cross-border transaction platforms

• Define enterprise-grade governance frameworks ensuring systemic resilience, operational risk containment, and regulatory compliance

• Lead integration strategies for legacy banking systems into cloud-native, API-driven payment architectures

• Act as a thought leader and advisor to regulators, fintech consortia, and financial institutions on payment modernization and digital finance innovation

• Develop frameworks for operational continuity, disaster recovery, and real-time transaction monitoring across high-volume financial networks

• Oversee cross-functional initiatives encompassing cybersecurity, fraud intelligence, AI-enabled monitoring, and analytics platforms

• Strategically align emerging technologies—such as blockchain, AI-driven settlement, and tokenized payments—with national and GCC-wide financial objectives

Required Expertise

• 15+ years of progressive experience in digital payments, financial infrastructure, or large-scale banking technology

• Deep understanding of payment rails, ISO-based messaging standards, real-time settlement systems, and cross-border interoperability

• Proven experience with cloud-native architecture, distributed systems, and high-availability infrastructure design

• Demonstrated capacity to translate regulatory frameworks into practical, secure, and scalable technical implementations

• Track record of executive-level collaboration with regulators, central banks, and multinational fintech partners

Compensation & Benefits (Saudi Arabia)

• Base Salary: SAR 600,000 – SAR 780,000 per annum

• Performance-Based Incentive: 25–35% of base salary linked to ecosystem delivery and strategic impact

• Long-Term Strategic Award: Multi-year deferred award for innovation and infrastructure impact

• Remote Work Allowance: Connectivity, secure workstations, and home office setup

• Professional Capital Budget: Global executive programs, research subscriptions, and fintech innovation access

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